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A Special Man's Triumph In The Gold Rush!
Thomas F. Seymour is a 48 year old man, from West Hartford CT. He was diagnosed with polio as a child. Thomas has never really had the use of his legs. He has also been burdened his entire life with all the other challenges that polio can bring...
Cheap Web Hosting, What To Look For And What To Stay Away From
“Bargains for sale, Unlimited Hosting for only a Dollar.” “Get your hosting here, 50 cents for the first three months. “ “Use now. Pay later”. In today’s world of hosting, instead of who’s got the bigger and better thing, it’s who has it for...
Choosing The Right Merchant Account Provider
As a business owner, you want to succeed. You undoubtedly want to increase your sales and make more money. The best way to do this is to offer your customers the ability to pay for merchandise with their credit cards. Whether you operate your...
Generating Publicity: Will The Media Be Interested In My Product/Business?
When it comes to launching a new business or product, some marketing consultants might say that EVERY product is appropriate for a publicity or media exposure campaign. That is true to a degree, but as a PR/publicity professional and former media...
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When you are in charge of a team, or a business, it is easy to fall into the trap of being invincible. Asking for help is something that's easy to do - yet, to the uninitiated, it feels like a weakening position. But there are a number of reasons...
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The Student Loan
The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables students to take care of their varying college expenses. A student loan however, is a loan that must be repaid under specified circumstances.
Each of the following are student loans with differing conditions and time frames for repayment:
* A Direct Student Loan is a loan with a schedule of repayment six to nine months after the student has completed school. The Direct Student Loan is distributed through the school the student is attending, which enables the interest rates to be much lower than a Guaranteed Student Loan.
* Guaranteed Student Loans, also known as Stafford Loans have a low interest rate. A student can apply for a subsidized or unsubsidized student loan. A subsidized loan means the government pays the interest for you while you are in school. The subsidized student loan is based on the students financial need. An unsubsidized
student loan means you will be charged interest while you are attending school. The principal must start being paid after you have finished school. Both types of student loans need to start repayment six months after the student has finished college.
* Federal Parent Loans or PLUS loans as they are known is a student loan not contingent on your income, but lenders do consider personal credit history. Parents or guardians who have a dependent child enrolled in college at least part-time are eligible for the PLUS loan. The interest rate is 9% or less.
Virtually any school or program will allow you to utilize the Direct Student loan, Guaranteed Student loan or PLUS loan. It is very important to thoroughly research all available options for funding long-term education. Your future is tied to your funding, which is your student loan.
About the Author
John Williams is the student loan blogger at http://studentloan.blogspot.com He reviews student loans and interprets often complicated financial data into simple to understand language.
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