|
|
|
How Can the Average Person Build Wealth in Real Estate?
Books on real estate are a dime a dozen—and most focus on taking advantage of someone else’s misfortune. They frequently describe lofty methods for buying and selling properties no ordinary citizen can be successful using.
Real estate...
How Credit Counselling Works
Credit counselling services are becoming a major industry in the
world today... both for-profit and non-profit organizations are
showing up more and more frequently, offering to help
individuals who have had credit problems in the past to get...
Maximize Profits By Pricing Your Home Right!
Setting a price is probably THE most important decision you will make when selling your house. A solid pricing strategy will sell your house quickly and for the most money possible. The following will help you get set the RIGHT price: 1. Know...
Things To Consider Before Buying a Condo Hotel or Resort Residence
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions...
Why Men Lie and Women Cry
I've just finished reading a great book by Allan and Barbara Pease entitled "Why Men Lie and Women Cry". A true and humorous account of the differences between the sexes and full of practical ways to communicate effectively.
I've enjoyed the...
|
|
| |
|
|
|
|
|
|
Can Credit Counseling Really Help?
If you have high debt, and are in trouble, you have probably
heard the term "credit counseling," but do you understand what
it is? Oftentimes this term is used in the same sentence as debt
negotiation or debt settlement, but actually, it's a completely
different process. With credit counseling, you will actually
work with a professional credit counselor to pay off your debt
in lower, monthly payments that you can afford.
The people most likely to need credit counseling are those who
are receiving troubling phone calls from bill collectors, or
whose accounts have gone to collection agencies. If you think
that you may benefit from using a service like this, please read
on to find out the best way to work with a credit counseling
company.
First, you'll need to be able to find a good credit counseling
company, and not fall victim to one of the many credit
counseling scams that are out there. Start by avoiding any ads
that promise you quick fixes for your credit report. There is no
such thing. Instead, look for a reliable company that is
accredited by Consumer Credit Counseling Services.
Next, you'll have to meet with a professional credit counselor,
and provide them with all of the details of your debt. Don't be
tempted to leave anything out because they will need the
information in order to create a re-payment plan made just for
you.
Now, you can sit back and allow your professional credit
counselor to work for you. They will contact all of your
creditors and inform them that you are trying to create a plan
that will allow you pay off your debts. They will work with them
all and coordinate a
re-payment schedule that you can live with.
Many times, they will be able to lower your interest rates in
order to allow for lower payments.
Some credit counseling services offer a debt management system.
What is it? Instead of having to keep up with all of the
payments yourself, you will have the option of submitting one
lump sum payment to the credit counseling service and they will
do it for you. One note of caution here: there have been
instances of a credit counseling services paying their client's
payments late, and if that happens, your credit report will
suffer for it. Knowing that, be sure to check out the company
thoroughly, by checking references, before signing up for their
debt management program.
What will you pay for all of these services? A reputable Credit
Counseling Service will only charge you a small fee, somewhere
around fourteen dollars per month. If they are asking for alot
of money up front, they may not have your best intests at heart.
Be on the look out for potenial scams.
You should also be aware that working with a credit counseling
service can do some damage to your credit report. However, the
good does out weigh the bad. After all, it's much easier to
explain an honest attempt to get your finances in order than it
is to explain a bankruptcy or a credit report full of
charge-offs.
About the author:
If you would like to get more credit information you can visit
our website which contains many credit resources.
http://www.my-credit-report.info This article is copyright 2005,
but can be freely reprinted, as long as no changes are made,
including hyperlinks.
|
|
|
|
|
| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
| en.wikipedia.org |
|
| Negotiation Seminars Negotiation Training Negotiations Consultants ... |
| Negotiation and alternative dispute resolution seminars, negotiation training and video presentations with available keynote speakers. |
| www.negotiation.com |
|
| Program on Negotiation at Harvard Law School |
| Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution. |
| www.pon.harvard.edu |
|
| PON: Harvard Negotiations Project |
| Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ... |
| www.pon.harvard.edu |
|
| The Negotiation Skills Company, Inc. |
| www.negotiationskills.com/ - 3k - Cached - Similar pages |
|
|
| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
| www.cid.harvard.edu |
|
| Principled Negotiation |
| Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ... |
| www.colorado.edu |
|
| Salary Negotiation and Job Offer Tutorial |
| Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial. |
| www.quintcareers.com |
|
| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
| www.quintcareers.com |
|
| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
| www.mindtools.com |
|
| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
|
|
| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
| httpd.apache.org |
|
| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
| jobstar.org |
|
| Eric C. Gould's Negotiation Site |
| Subscribe to newsletter with negotiating tips and techniques. |
| www.batna.com |
|
| free negotiation training for sales, debt, contract, salary ... |
| Free negotiation skills training for sales, contracts, debt, salary and contracts, negotiating with creditors, negotiation skills and techniques, ... |
| www.businessballs.com |
|
| Monster.com: The Negotiation Coach |
| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
| midcareer.monster.com |
|
| Negotiation Articles |
| Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies. |
| www.pertinent.com |
|
| CareerJournal | Negotiating Tips - Salary Negotiation Tips ... |
| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
| www.careerjournal.com |
|
| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
| www.pon.org |
|
| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
|
|