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Discover What to do When Your Credit Worth is Damaged Due to Circumstances out of Your Control
First of all, let’s examine exactly what credit worth means and how it affects your financial life. Your credit worth, as defined by the financial industry, is the overall picture of your financial health that is used by lenders to determine your...
How to Obtain a Bad Credit Home Loan or Refinance with Bad Credit
Many people believe that if they have a bad credit score, then
they cannot get a home loan. However, this is not true, since
bad credit home loans are readily available. If you have bad
credit and you apply for a home loan, then more emphasis...
How to Sell Your Property Privately
With the current high property prices, more and more people are
opting to sell their properties privately to avoid paying the
Estate Agents fees, which can sometimes be as high as 2% of the
value it sells for.
Already you can see the huge...
New Home Buyers - Who Represents You?
Buying a new home is different than buying a resale although
most of the rules are the similar. New home sales
representatives work for the builder. If you buy a new home
through the builder's sales rep you will have no one
representing your...
The Truth about Colossus: Are You Just A Magnetic Image?
The Truth about Colossus: Are You Just A Magnetic Image? What is Colossus? Colossus is software licensed to about twenty-five insurance companies to aid in predicting the settlement value of claims. The insurance industry maintains it is a useful...
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Debt Consolidation and Online Debt Consolidation
Online debt consolidation information is available through many Internet sources that specialize in assisting many American households in managing or eliminating their outstanding debt. The debt load of the typical American household is upwards of $10,000 just in credit card debt alone accounting for the popularity of debt consolidation loans. Debt consolidation and debt settlement options are among the most popular financial options that many consumers choose to handle their debt overload. Through personal loans and credit card charges, many consumers have gradually accumulated huge debt over a period of years. It has becoming increasingly difficult for many consumers to make payments, take care of everyday financial needs and maintain a good credit record. Online debt consolidation sources have become increasing appealing to debt ridden consumers.
For consumers who still manage to pay their monthly payments and have stable, earning ability, finding help from an online debt consolidation source may be the best debt elimination strategy. While debt settlement can wipe out total debt through negotiations with credit card companies, there is still a liability in many cases with debt settlements. A debt settlement can still leave damaged credit while the debt consolidation option can leave a consumer's credit intact and eventually wipe out all debt. Online debt consolidation sources offer debt elimination strategies through debt consolidation that can wipe out debt within 3-5 years in the best cases.
Online debt consolidation companies can help a consumer develop a pay off plan through assuming one, consolidation loan that can be used to pay off all unsecured debt. A debt consolidation loan pays all debt off with one lump sum, and the consumer is left with only one, monthly payment instead of the previous
multiple payments. An online debt consolidation company can contact all credit card companies and can sometimes negotiate a lower interest rate for pay off. Even though a consumer will still pay the debt off completely, the savings in interest on monthly payments can be significant. Usually the overall interest rate charged for the one debt consolidation loan is lower than the combined monthly credit card payments.
An online debt consolidation company can advise you on the best debt consolidation loan rates you can receive as well as the best pay off terms. Sometimes a debt consolidation loan will take more than the typical 3-5 years to pay off, depending on the amount of unsecured debt there is to pay off. There are many online debt consolidation sources available to help consumers with a debt consolidation strategy including non-profit agencies. It is good to note that the non-profit agencies receive a portion of consumer consolidation pay offs that they negotiate for credit card companies, which may or may not be favorable to consumers. "The Lord is my shepherd; I shall not want." (Psalms 23:1)
For more information about debt consolidation, visit:
http://debtconsolidation.christianet.com
http://debtconsolidation.christianet.com/articles.htm
http://www.christianet.com
About the Author
Christian N,
http://www.ChristiaNet.com
http://blogs.christianet.com
Featuring numerous life application articles and tips.
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
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