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A Guide to UK Buy to Let Mortgages
Essentially there is little difference between the process that one follows for a buy to let mortgage in the UK than there is for any other type of mortgage. The lender still has to consider your credit worthiness, the value of the property, how...
Debt Management
Debt management. To be sure, the phrase has been in use for some time now and the Federal Trade Commission reports that there is a fast growing area of complaint involving the so-called Credit Management or Debt Management industry. But what is...
How Debt Negotiation Can Benefit You
Debt negotiation and settlement can give you a drastic reduction in the amount of debt you owe and allow you to repay your debts in a much shorter time. Resolving your debts is important to your well-being and financial stability. Debt negotiation...
Results of Poor Cross Cultural Awareness
Having a poor understanding of the influence of cross cultural differences in areas such as management, PR, advertising and negotiations can eventually lead to blunders that can have damaging consequences.
It is crucial for today’s business...
The Art & Science of Property Valuation
The Art & Science of Property Valuation It is no secret that sellers want to sell high and buyers want to buy low. But they often arrive at the negotiating table with very different ideas on price. A fair and objective property valuation can help...
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Olds Resurrection?
Back during the late nineties, a conversation at a swank Auburn
Hills, Michigan, French bistro turned heated when the talk
shifted from personal pleasantries to discussing the ending of
one of the most storied names in the automotive world:
Oldsmobile. Gathered together in a separate room, the eight men
and one woman were tasked with the responsibility of plotting
multi-brand strategy for General Motors as well as to discuss
concept cars that would make it off of design team drawing
boards and onto production lines.
Suddenly, a red faced, balding middle aged man got up and left
the group, and walked at a clipped pace through the crowded
restaurant and out onto the front sidewalk. The remaining group
was stunned, but the silence was soon broken by the leading EVP
who announced what everyone already knew: the Oldsmobile name
would be abandoned and Saturn would take its place in the GM
line up.
This scenario is, of course, fiction but it is representative of
some of the behind the scenes jockeying that took place leading
up to the decision for General Motors to lay the venerable
Oldsmobile name to rest. Dealer buy outs, model shifting, and
brand reassessment were all to dominate GM meetings for several
years until the deed was finally completed.
In 1897, the Olds Motor Vehicle Company was formed in Lansing,
Michigan by Ransom Eli Olds, a manufacturer of gasoline engine
and Frank Clark, the son of a small carriage shop operator. From
that point forward through the time that the company became part
of General Motors and until the final car was shipped in 2004,
the "Olds" represented American motor history like no other. It
was that sense of history, nostalgia, and purpose that brought
about the turmoil and anguish experienced by those affected by
the brand's demise.
GM's decision to go with Saturn was not an easy one, but it was
predicated on two things: the dealer network and brand
potential. Saturn's biggest plus has always been its "no haggle,
no hassle" price policy. The sticker price on the car was the
sticker price consumers paid. No need to enter into
protracted
and uncomfortable negotiations when purchasing a car, instead
the atmosphere in a Saturn showroom was unlike any in the
business: cordial, folksy, and friendly. Olds dealers, although
given an opportunity to adopt the Saturn sales strategy, never
could quite incorporate the Saturn way of thinking.
As far as brand potential, some felt that Oldsmobile had the
better chance since Olds was a 100 year old name and Saturn
barely 10 years old. Perhaps a generation ago that would have
held true, but with the onslaught of new, foreign brands in the
US market, customer loyalty for Olds had been eroding for quite
some time. Not since the Cutlass dominated the line up in the
late 1970s and early 1980s had a model captured the amount of
sales that the Cutlass had. Indeed, a steep and steady drop in
sales over the years exposed Olds' weaknesses while Saturn was
perceived by some as having the best chance of the two divisions
of not only succeeding, but thriving.
Could Oldsmobile ever be resurrected? Never say "never", but the
logistics behind bringing Olds back make the possibility of that
happening remote. As it stands right now, GM is looking at
possibly cutting additional brands, such as Pontiac and Buick,
each of which are considered to be at risk. Quite frankly,
changing tastes and market conditions warrant a reduction in car
lines, not an increase.
For Olds fans all of this is sad news. However, much like the
retired Packard moniker, Oldsmobile will likely live on for a
generation or more in the form of existing models on the road
and in car clubs dedicated to the Olds name [they are legion].
Olds' loss is Saturn's gain and the division's demise ultimately
benefits General Motors as well as consumers.
About the author:
Matt Keegan an independent writer and contributing
essayist for the
Auto Parts Warehouse [APW]. At APW, we furnish
premium
Oldsmobile accessories for your Delta 88, Cutlass,
Intrigue, Alero or other awesome Olds.
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| Negotiation - Wikipedia, the free encyclopedia |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
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