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Buying A Business
Buying a business in today’s economic climate requires that you, the buyer, be on the ball, with regard to business basics. This economic climate, as far as businesses are concerned, is a sellers market. With the corporate downsizing, economic...
Do You Really Need PR?
The right kind of PR, that is, the kind that puts you in charge of the care and feeding of a lot of people who play a major role in just how successful a manager you’re going to be?
As that manager, it also helps if you accept the fact...
Managing the Sales Negotiation Process
How many times have you heard:
"You've got to drop your price by 10% or we will have no choice but to go with your competition."
"You will have to make an exception to your policy if you want our business."
"I know that you...
Online Business Broker: Stress Free Help Selling Your Business
You've spent several months, perhaps years, putting everything you have into building a thriving, high-demand online business and now you have decided to sell your baby.
Thousands of businesses change hands everyday, oddly enough the...
Things To Consider Before Buying a Condo Hotel or Resort Residence
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions...
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Finding A Company To Consolidate Debt
A debt management company can consolidate your debt and lower
your interest rates by negotiating with your creditors. Debt
management companies can also help you pay off your loans
sooner. But before you sign up with a company, make sure your
research their services, fees, and practices.
Research Companies
It is important to research debt management companies to make
sure you aren't scammed out of thousands in fees. Legitimate
companies offer a valuable service, charge reasonable fees, and
are willing to disclose their terms.
Many debt management companies operate online and provide
information through their website and over the phone. In a few
hours, you can research dozens of companies to find the best one
for you.
Ask About Services
The first question you should ask is what services the company
offers. You want a company that specializes in handling
accounts. Ask how soon the company begins making payments on
your loans. Some companies wait several months before making
payments, raking up late charges for you.
Some companies also offer certified credit counselors to help
you develop a financial plan. This can be a valuable service if
you want to consider other options for handling your debt.
Be wary of
companies that offer bankruptcy or debt negotiation.
These types of companies tend to focus on collecting fees rather
than getting your debts paid off.
Compare Fees
All debt management companies charge fees. Reasonable fees
consist of monthly payments for each account handled. Companies
who charge large upfront fees expect you will drop out of the
program before they provide you full service. By comparing fees
of several companies, you will quickly be able to tell what is
reasonable.
Request Free Information
Request a written quote of when accounts will be paid off. Each
account will have a different pay off date since balances and
rates will vary. A debt management company will be able to give
you an exact date because lower rates are predetermined by
creditors.
You should also ask for a written copy of the contract before
signing. Be sure to review all items. Watch out for delayed
payments or high fees for unnecessary services.
About the author:
Carrie Reeder is the owner of www.abcloanguide.com, an
informational website about various types of loans. View her
recommended
Online Debt Consolidation companies.
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| Negotiation - Wikipedia, the free encyclopedia |
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| Global Trade Negotiations Home Page |
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| Principled Negotiation |
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| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
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| PON Clearinghouse |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
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