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5 Tips for Maximizing Your Wireless Phone Savings
Here are a few tips for making sure you get the best deals when shopping for wireless services for your company. 1. Wireless services remain unregulated, so the buyer who is the best at negotiation wins the best rates. 2. Don't be afraid to ask...
Auto Loan Buying Tips
Have you ever felt like you bought an auto and financed it and don't really know if you got the right price or financing arrangements after it was all over? Well, don't feel alone. This is a common experience for many people who make auto purchases....
Groupware: The Triple Threat of Document Collaboration Technology
Document Collaboration has made leaps and bounds since the explosion of the technology revolution. In any business era, the need to collaborate remains a constant. What varies is the ability of technology to keep up with demands of the...
How Can EQ Help You Win the Negotiation?
“Don’t ask your father the minute he walks in the door,” my Mom used to tell me. “Wait till he’s in a good mood. Let him unwind a little.” Then some time later, she would alert me that “the good mood” had arrived, and it was time to ask him. It was...
Starting your own small business
Starting your own business is quite easy. It is challenging. You must organized your thoughts and steps to make your success. Think of your everyday life. If your hobby is writing articles then create a publishing business or create your own book...
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Five Debt Negotiation Facts
These five debt negotiation facts along with a few debt reduction planning tools gives you the ability to control your own debt. For many people today credit card debt is a mounting problem and very few know how to successfully negotiate debt settlements.
If you want to learn how to successfully negotiate with your creditors, follow the five debt negotiation facts below which offers you some solutions to your debt problems. This not only gives you a way to gain control of your credit card debts but all of your finances.
Debt, in the form of credit cards or loans, mounts up daily with interest charges, additional finance fees, and service charges. Lumping these charges and fees on top of the previously borrowed amount can make the price tag on a loan or credit card multiply a lot higher than a person originally figured on. This is what makes debt become too high to properly manage.
When the price of debt becomes too high to realistically pay each month, debt negotiation offers an opportunity to put a time out on the debt process. That allows you to reassess and renegotiate the terms with a creditor that are not currently feasible to comply with.
Knowing how to negotiate debt settlements can be a tricky process and can take a lot of time and effort to successfully complete. But a few simple facts can make the process much less stressful and can produce better odds of success than going into the negotiations blind.
The first debt negotiation fact to keep in mind is that you are the keeper of all of your own information. You must be responsible for accurately knowing the amount of debt you owe, to whom,at what rates and with what
fees.
Second, keep accurate records, from this moment, of what you pay and what you borrow. This will enable you to see your own spending and paying habits are to help you discuss them with the people you are in debt to.
Third, be aware that the companies you are in debt to want your money, but they may or may not work with you. Your debt makes them more money in fees, but there will come a point when they are ready to end the arrangement as well.
Fourth, if you really want to learn how to negotiate debt settlements, you have to be prepared to ask for exactly what you want. Keep asking and keep looking for a solution that will benefit both you and your creditors.
Fifth, be willing to follow through with the debt reduction planning tools you and your creditors have negotiated. Put yourself on the line by asking questions, then represent yourself with integrity by following through on the terms of your negotiations.
Debt negotiation works, and offers solutions to achieve financial freedom without bankruptcy and the fact that you were able to handle your own debt. Battling debt can be a scary time in anyone's life, but knowing these debt negotiation facts offers you a light at the end of the tunnel.
Copyright © 2005 Credit Repair Facts.com All Rights Reserved.
About the Author
This article is supplied by http://www.credit-repair-facts.com where you will find credit information, debt elimination programs and informative facts that give you the knowledge to correct your own credit and credit report. For more credit related articles like these go to: http://www.credit-repair-facts.com/articles_1.html
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| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
| en.wikipedia.org |
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| Program on Negotiation at Harvard Law School |
| Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution. |
| www.pon.harvard.edu |
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| PON: Harvard Negotiations Project |
| Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ... |
| www.pon.harvard.edu |
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| The Negotiation Skills Company, Inc. |
| www.negotiationskills.com/ - 3k - Cached - Similar pages |
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| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
| www.cid.harvard.edu |
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| Principled Negotiation |
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| Salary Negotiation and Job Offer Tutorial |
| Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial. |
| www.quintcareers.com |
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| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
| www.quintcareers.com |
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| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
| www.mindtools.com |
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| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
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| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
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| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
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| Eric C. Gould's Negotiation Site |
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| free negotiation training for sales, debt, contract, salary ... |
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| Monster.com: The Negotiation Coach |
| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
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| Negotiation Articles |
| Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies. |
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| CareerJournal | Negotiating Tips - Salary Negotiation Tips ... |
| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
| www.careerjournal.com |
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| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
| www.pon.org |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
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