|
|
|
Benefits of Unsecured business loans
Secured business loans, used as a source of business capital,
are disadvantageous not only because they can lead to
repossession of asset if repayments are not made. Secured
business loans come with many restrictions imposed by the...
Coaches, What Do You Do About Refunds?
What does the coach do about refunds? There are three parts to this question: 1.When the client asks for a refund; 2.When the client just doesn�t show up for the appointments, and; 3.When you need to fire the client As coaches we want to do good...
How To Deal With A Difficult Boss
How To Deal With A Difficult Boss By Tristan Loo Most people at some point in their lives have to deal with a difficult boss. Difficult supervisors vary in personality from being a little pushy or rude, all the way to being downright abusive. Many...
The EU and the WTO
The EU is one of the key players in the World Trade Organisation (WTO). This is because the EU has a common trade policy, where the European Commission negotiates on behalf of the Union 's 25 Member States. As such, the EU is one of the driving...
What the bank won't tell you about your home mortgage quote
Shopping for a house is probably the most significant financial
decision that you will make in your life. When you shop for your
home by first attaining a home mortgage quote, your decision
becomes even more momentous--you need to perform a...
|
|
| |
|
|
|
|
|
|
How Credit Repair Works
With personal debt at an all-time high, a number of individuals
have found that they have overextended themselves and have
become immersed in debt. As their debt grows, they can't help
but get more and more behind... and their credit score pays the
price. If you are one of the many who have had problems with
your credit in the past (or still have problems with it), you
may be considering credit repair as a way to get back on track.
Before you sign up for a credit repair plan, you should make
sure that you understand exactly what is involved in repairing
your credit score... while there are a lot of credit repair
agencies that are legitimate, there are also some that seek to
prey on those who need help and perform services that are both
immoral and illegal.
What Credit Repair Is
Obviously, the goal of credit repair is to improve your credit
score and get you back on track financially after past credit
problems. A variety of credit repair services exist, providing
everything from credit counselling and debt negotiation to debt
consolidation loans and budgeting advice.
When used properly, credit repair services can not only help you
to get caught up with your bills and on the path to a better
credit score but they can help you to avoid bankruptcy and set
you up to avoid credit problems in the future.
Credit repair takes time, however, and should never be viewed as
a "quick fix" for your credit.
If an offer claims that they can instantly grant you new credit,
then it's likely not only bogus but can also get you into legal
trouble if you accept it.
Common Types of Credit Repair
As mentioned above, credit repair can take several different
forms. Credit counselling services provide assistance with the
budgeting and repayment of your debts, and offer advice on
simple ways to improve your credit without additional loans.
They also often provide debt negotiation, which is the
working
out of a settlement with your creditors so that you only have to
repay a portion of your original debt within a certain
timeframe.
Debt consolidation loans are also used for the purposes of
credit repair, allowing you to take out a loan in order to pay
off outstanding debts and leaving you with a single monthly loan
payment instead of several different payments.
Budgeting assistance services are also available to help you get
control of your spending and personal finances.
Avoiding Credit Repair Scams
Unfortunately, there will always be unsavory individuals who
seek to make money off of those who are in need of assistance.
Any credit repair service that promises instant results or that
offers to simply create a new credit report for you should be
avoided... what they're really creating is a business tax
identification number, and any individual who uses one is in
danger of being charged with fraud and possibly other charges.
Credit repair takes time; if an offer sounds too good to be
true, then it likely is.
Repairing Your Own Credit
Of course, by paying off old debts and establishing and
maintaining new lines of credit you can begin the process of
credit repair yourself.
Request a copy of your credit report and check it for errors,
and then focus on clearing the debts that appear as negative
reports.
It may take years for all of the negative reports to expire, but
by preventing new ones while increasing your positive reports
your credit score will slowly rise on its own.
You may freely reprint this article provided the following
author's biography (including the live URL link) remains intact:
About the author:
John Mussi is the founder of Direct Online Loans who help
homeowners find the best available loans via the www.directonlineloans.
co.uk website.
|
|
|
|
|
| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
| en.wikipedia.org |
|
| Negotiation Seminars Negotiation Training Negotiations Consultants ... |
| Negotiation and alternative dispute resolution seminars, negotiation training and video presentations with available keynote speakers. |
| www.negotiation.com |
|
| Program on Negotiation at Harvard Law School |
| Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution. |
| www.pon.harvard.edu |
|
| PON: Harvard Negotiations Project |
| Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ... |
| www.pon.harvard.edu |
|
| The Negotiation Skills Company, Inc. |
| www.negotiationskills.com/ - 3k - Cached - Similar pages |
|
|
| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
| www.cid.harvard.edu |
|
| Principled Negotiation |
| Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ... |
| www.colorado.edu |
|
| Salary Negotiation and Job Offer Tutorial |
| Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial. |
| www.quintcareers.com |
|
| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
| www.quintcareers.com |
|
| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
| www.mindtools.com |
|
| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
|
|
| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
| httpd.apache.org |
|
| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
| jobstar.org |
|
| Eric C. Gould's Negotiation Site |
| Subscribe to newsletter with negotiating tips and techniques. |
| www.batna.com |
|
| free negotiation training for sales, debt, contract, salary ... |
| Free negotiation skills training for sales, contracts, debt, salary and contracts, negotiating with creditors, negotiation skills and techniques, ... |
| www.businessballs.com |
|
| Monster.com: The Negotiation Coach |
| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
| midcareer.monster.com |
|
| Negotiation Articles |
| Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies. |
| www.pertinent.com |
|
| CareerJournal | Negotiating Tips - Salary Negotiation Tips ... |
| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
| www.careerjournal.com |
|
| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
| www.pon.org |
|
| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
|
|