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Manufacturing Software System E-Z-MRP Announces New Pricing and Product Structure
E-Z-MRP, the leading manufacturing software system for small manufacturers, announces that a new pricing and product structure is in effect as of April 15. According to Rocky Smolin, founder of Beach Access Software, makers of E-Z-MRP, “We see a...
The Michigan Pharmacists Association purchases gomembers’ ASA for pinnacle
gomembers, Inc., announced today that the Michigan Pharmacists Association (MPA:http://www.michiganpharmacists.org/) has selected a Annual Support Agreement (ASA) for their gomembers’ pinnacle solution. “gomembers, Inc. has designed our Annual...
The MLM Revolving Door Syndrome
In the 15+ years I've been involved with network marketing, the number of people who come and go never cease to amaze me! Sometimes it seems like a revolving door.
On the positive side, thousands of new people discover network marketing all...
The Sales Training Series: Gaining Commitment
Employers value salespeople based on their ability to Gain a Sales Commitment. Improving this sales skill has never been more important than it is today. So, what are you doing to get better?
Here are several ideas on how you can improve...
What is Network Marketing? Is it For Me?
We have all heard the hype! “Make a million dollars over night in Network Marketing”. The fact of the matter is, you can make a million dollars in Network Marketing! Once you have developed two principals or habits and make them a part of your...
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Financing a Business
The financing of a business is a relatively straightforward process, if you are aware of what lenders are looking for and generally what they will and will not do. The will be looking at your credit, your experience and the sort of down payment you have and information about what sort of note the seller is willing to take back when selling you the business.
As has been stated, the down payment on a business can be anywhere from 25% to 100% of the selling price. Lenders will not lend you this down payment money on the business itself. You will usually need to get this money from other sources, such as your personal savings, a family member, a retirement plan or other.
Your credit should be sorted out well before you start on buying a business. You want to handle any negative reports on your credit fully. You do not want anything that is negative showing up when a lender is checking your qualifications. Negative credit reports make them nervous.
Once you decide on the business you want, a business
plan on the business is essential before approaching a lender. They will want to see that you have some familiarity with the industry of the business and that you have some sort of management experience. Information on the availability of management and executives in the business that is going to stay after you buy it and so on should be included in this business plan. Also information on the training that the seller is committing to pass on with the sales of the business should be in this business plan.
If you handle these basics really well, it should be a relatively easy process to getting qualified for the funds to finance a business.
About the Author
Willard Michlin is a Business Broker, California Real Estate Broker, Accountant, Well known Public speaker and Administrative/Business Consultant. He can be contacted at his Ventura, California office by calling 805-529-9854 or by e-mail at kismetrei@earthlink.net. See other articles by Willard Michlin at http://www.kismetbusinessbrokers.com
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