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A Singles Game of Real Estate
This discussion leans toward answering questions asked most often by our youthful men and women in there early twenties. They often begin to ask themselves the question, “Should I consider buying a home, condo/town-home or some other type of...
How To Realistically Set Your Fees - Part 2
Effect of Expenses
The last article examined how to calculate your realistic billable hours. If you remember, we arrived at approximately 1100 hours in a year. To earn our mythical $46,000 per year, you needed to bill at a rate of $42 per...
Real Estate Remains A Strong Investment
Opportunities to make big, quick profits in residential real estate tend to come and go in cycles. When a local market is hot, families may find it possible to buy a house at an attractive price, fix it up, and watch its value rise in just a...
Tax Advantages In A Home Business
Every year, several thousand people develop an interest in "going into business." Many of these people have an idea, a product or a service they hope to promote into an in come producing business which they can operate from their own homes.
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The Secret Science Of Online Shopping
In theory you could create a retail web site with a limitless selection; an online store where every kind of merchandise known to man could be sold. Would people be interested in buying from such a huge enterprise?
Why do people buy online?
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Chattanooga Mortgage
Made famous by the Chattanooga Choo-Choo dance, this Tennessee city is an attractive place for young couples to settle, purchase a home, and to start a family. A Chattanooga Mortgage provider can help you get started, here are some helpful tips to get you on your way.
1. Gather your paperwork. Yes, sooner or later you will be asked for more documentation than you thought possible. Lenders will want this material and some government agencies require the information too. Chief item needed include: the last three years of your state and federal income tax filings - lender will want to verify that you have the ability to repay what you borrowed; your pay stubs; personal and job references; your social security card; a picture i.d.; bank statements including checking and savings accounts; and any other paperwork required. Some Chattanooga mortgage companies may have different requirements; make sure you understand what they need in order to move the process along.
2. Select a lender. Search the internet and enter “Chattanooga Mortgage” into your search box. The results should list several good ones; visit their sites and read everything you can about the company. Contact at least three lenders and let them compete against each other.
3. Contact a mover. If you cannot move it yourself, contact several moving
companies to get competing estimates. Do not delay as rates go up closer to your move. Plan in advance and avoid paying extra fees.
4. Contact utility companies. Phone, cable, gas, electric, trash, sewer, and the like are some of the providers you need to contact before you move in. Don't delay; some will also want a deposit too.
Once your moving date has been set, contact the post office to have your mail forwarded to the new address. Ask them to forward all of your magazines too.
Your attorney and realtor will instruct you along the way as far as what is expected next. A home inspection and a title search must be conducted early on and your Chattanooga Mortgage lender will present to you detailed information about loan rates, closing costs, taxes, fees, and more. At this point in the process you are nearly done and it is only a matter of time before your big move.
Should you have any questions, your Chattanooga mortgage provider, realtor, and attorney are all there to help. Before you know it the closing date will arrive, the movers will magically appear, and you will be snug in your new home.
Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage refinance mortgage information.
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