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Natural smoothie formula to stop constipation and acne
Here is how to build a natural smoothie that can stop constipation, relieve acne, improve your skin and give you more energy. The smoothie base is a liquid slurry that can be used to add more natural ingredients.
The liquid base can be made...
Top 10 Tips for Blogging
Tips for creating a blog. There are no hard and fast rules on how to blog. Having said that, bloggers will likely increase their exposure by following some simple blog guidelines. 1.) Stay on topic. Opinions are generally accepted but the content...
Top 14 Tips for Selecting A Golf School
With the increase in number of schools for learning Golf, it has become necessary for the learner to find out a school that suits him best from all the angles. Here are the tips for selecting a Golf School: 1. When the institute was established and...
Top Ten Tips For Writing Your Best Press Release Ever
Keep these few crucial details in mind when writing and submitting your press release to increase your chances of news coverage: 1. If you are not the news: become the news. No matter what your release is about, you need to find a way to tie...
Top Tips For Targeted Traffic Success (Part II)
In the first article we talked about creating content and how
anybody can create their own content. The search engines want
original content as often as they can get it. Granted, to start
building up your websites it is a good idea to use...
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Top 10 tips to save money on your car insurance
So, your car insurance is up for renewal…but the premium has gone up again! Shouldn’t it be going down! If you’re fed up paying too much for your car insurance duck2water (www.duck2watercarinsurance.co.uk) have put together the top ten ways you can reduce your premium without reducing the level of cover:
1.Buy online
Buying online can save you time and money. Companies who spend millions of pounds on advertising or run large call centres have to cover these costs somewhere, and they do so by adding these costs onto the price of your insurance premium. Although online insurers do have overheads, they are much less than high street and telephone insurers, which means they can offer car insurance at up to 60% cheaper than other companies.
2.Drive a cheap and less powerful car
Car insurance companies calculate their premiums on the basis of the car engine size, the probability that it will get stolen and the cost of repairing it. Although smaller cars such as Ford Fiesta’s and Renault 5’s are more prone to being stolen than larger saloon cars, they are cheaper to repair or replace and are therefore cheaper to insure.
3.Build up a ‘no claims history’
Car insurance companies give discounts for safe drivers with a good no claims record. By building up your no claims history you can benefit from a reduction (up to 60%) off your premium, and this discount can be transferred from company to company.
4.Increase your car security
More security means lower risk for your insurance company and you can benefit from cheaper rates by locking your car in a garage a night, or installing an insurance company approved immobiliser or tracker.
5.Increase your voluntary excess
By deciding to pay a higher excess it also means you’re less likely to make a small claim on your insurance and are therefore considered a lower risk.
6.Obtain more driving qualifications
The Pass Plus qualification
costs between £100-150 and involves taking lessons in different driving conditions such as at night and on the motorway. By becoming a more skilled and experienced driver most insurance companies reward their customers by reducing their premium. As a result, the qualification usually pays for itself within the first year of qualifying. Another option is the advanced driving test, but this can take much more time to pass than the Pass Plus.
7.Use your car less
Clearly, the more you use your car the higher the probability is that you’ll be involved in an accident. As a result people who travel hundreds of miles every week are likely to have a higher car insurance premium.
8.Don’t get on the wrong side of the law
Insurance companies don’t like motoring convictions as they mean a driver is seen as a higher risk. Certain motoring convictions are considered worse than others, for example drink driving offences mean that your premium will be double the usual rate.
9.Reduce the number of people under your policy
The more people on your insurance the more you’ll have to pay. So, if possible try to have as few drivers on your policy as feasible.
10.Live in the countryside
As a general rule, the further you live away from a city the cheaper your car insurance is likely to be. By living in the city your car is more likely to be stolen or be involved in car accident. You can save up to 50% on your car insurance by moving from the city to a rural location.
About the Author
Craig Handy
Customer Services Manager
craig@duck2watercarinsurance.co.uk
Note to editors
duck2water Car Insurance (www.duck2watercarinsurance.co.uk) was established in 2004 as an online only car insurance company. By only selling insurance online we have much lower costs than other insurance companies and these savings are passed onto our customers in the form of lower premiums – up to 60% cheaper!
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