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Choosing a Daycare or Pre-School – Top Ten Safety Tips
When it’s time to put your child into a daycare or pre-school, there is some homework involved. Here are the top ten safety tips that are useful when looking for a pre-school or daycare center. 1. Take the time to make sure the program is reputable...
CONNECTING A LAPTOP TO MULTIPLE NETWORKS
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Having a notebook or laptop provides the freedom to be truly mobile. You can work in many places and situations. But this brings an annoyance: if you move your notebook between various different...
Multiple Site Hosting - Stop paying more than what's necessary
If you are looking for multiple site hosting in a web host package, you have plenty of options. There are literally dozens of web hosting companies that advertise multiple site hosting options. But what can you expect from these companies and what...
Top 7 Fundamentals for Google Optimization! Google SEO Tips and Techniques by Expert!
Who doesn't want to get Top Ranking Positions in Google? 1st
Page Placement in Google is NOT difficult, you need to follow
Google Optimization Guidelines, and this Article has Summary of
the Seven Fundamentals for Google Optimization.
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Top Basic Nutritional Tips For Soccer Players
Top Basic Nutritional Tips For Soccer Players Most soccer athletes do not have a clear guide of what to eat to prepare for a soccer match, what to eat after a soccer match and how to maintain a rich high carbohydrate diet. There are nutritional...
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Top Ten Tips for Improving Your Cash Flow
Cash is king—so they say. If you work for yourself or someone else, you need to be aware of ways to improve the cash flow. Budgeting and collecting are not glamorous but they are both key to having a successful business. Working in a successful business is much more fun than working for a struggling one!
1. Stick to your budget. (If you don’t have one, make one now.) The budget is part of a business plan. You want to know exactly how much to spend on each large item you purchase and when you will have the cash to do it. Your cash flow projection coupled with your forecast will give you the proper timing for making purchases. The items you have budgeted for should also be part of the business plan.
2. Bill your clients regularly. Many business owners are so busy selling to new clients that they forget to invoice the clients they have already worked with. Put the task of billing your clients on your calendar and then stick to that schedule.
3. Get a retainer for your services before you begin the work. If you are going to be working with a client over a period of time, you will want to request some money up front before you begin to deliver the service.
4. Give a discount for early payment. You will be able to collect the money more quickly if you offer a discount for prompt payment.
5. Accept a credit card for payment. Although you have to pay the credit card company for this service, having the convenience of a credit card allows the client to pay immediately. Collection is now the problem of the credit card company.
6. Use your own credit card
to finance purchases but do it cautiously. If the interest rate is low and you can pay the credit card company back relatively quickly, credit cards are often a good way to even out your cash flow.
7. Establish a line of credit with a bank. This is relatively easy to do so long as you have good credit and it gives you a cushion of cash when things are tight. Sometimes the bank will offer a really good rate to encourage you to become their customer for other banking services.
8. Put the cash that you have on hand in an interest bearing account. No reason to have cash sitting in an account that doesn’t accrue much interest. As cash grows consider money market accounts, CDs and savings accounts.
9. Pay your outstanding bills judiciously. Notice which vendors are willing to wait for payment and which will charge you interest if you are late. Schedule payment to maximize the cash in your account.
10. Consider getting an expert to watch your cash flow. Have someone (financial advisor, accountant, bookkeeper) available to run financial reports each month so you know exactly where you stand in your business.
About the Author
Alvah Parker is a Business and Career Coach as well as publisher of Parker’s Points, an email tip list and Road to Success, an ezine. Parker’s Value Program© enables her clients to find their own way to work that is more fulfilling and profitable. Her clients are managers, business owners, sole practioners, attorneys and people in transition. Alvah is found on the web at www.asparker.com. She may also be reached at 781-598-0388.
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