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"Divorce Advice: Getting Divorce Advice From the Right Source"
Getting the right type of divorce advice depends on what type of divorce advice you want and what you want to use it for. When looking for divorce advice, it is smart to clearly define what you are seeking the advice for so you can be sure to look...
How do I know if I am being a good parent?
Parents desire to do a good job in raising kids. How do you know whether you are doing a good job? This article explores the complexities of trying to figure out how you are doing as a parent. How do I know if I am being a “good” parent?
Often...
My Mother, the Person
I left home at 17 and got my own apartment. I was very rebellious and independent. The first few months away from home, I was excited, but deep down I felt the insecurity of not having my mom, my safety net, to take care of me if and when I may be...
Second Time Around the Block
Second Time Around The Block
Divorce happens. I'm not going to debate the causes or the moral and ethical implications of that here. Even if you're the innocent one who stuck to your vows and got dumped anyway, you still have to pick yourself up...
The Gorilla Times Vol.4
In this issue, we discuss how one would benefit from a little planning before a weekend trip as well as the proper selection of Sleeping bags, Backpacks and Binoculars available at Weekender Gear
Planning
What things may a person need for the...
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Why Women Should Worry About Retirement More Than Men
Women earn an average of 76 percent of men's salaries. Does that shock you? Yes, even in 2005, women are still way behind the earning curve in corporate America. But rather than get into a discussion of the fairness or unfairness of it all, let's concentrate on just what women can do to ensure that they aren't left out to dry in their retirement age!
After all, because women typically live seven years longer than men, combined with the skyrocketing divorce rate, many women will find themselves alone in their older years. (Statistics show that most women are alone by age 56!) And the figures show us that if a woman took out any time from her career to have children (about seven years) she will pay for it later with only 50% of what her male counterparts will receive in retirement benefits.
Sigh.
So, what can a woman do to ensure that she can retire in style? Start by taking a look at some of our suggestions below.
Save More
Most experts advise us to save about 10 percent of our income in order to have a sufficient amount to retire one, but if you are a woman, you should be saving closer to 12 percent. Because of the reasons listed above, you simply won't receive the same amount in retirement pensions. What's more, the way that social security figures your monthly payment is based on the top 35 years of your work history. But guess what? If you were out for seven or so of those years having children, they will be
counted as "O," and the overall amount will be reduced.
Invest Wiser
Since you will need to save more by retirement age, you will have to more careful with your investments. Know your risk level, and then don't exceed it under any circumstances!
Join the Team
Many employers offer investment and savings strategies such as 401K plans and savings matching programs, and if you are a woman, you should plan to participate in all of them that you can.
Use Cash, Not Credit
An alarming number of Americans today are in serious financial trouble. This was made evident recently with the passing of the new bankruptcy bill that will make it more difficult to file. A record number of people filed for bankruptcy in anticipation of it.
It's easy to get into debt when people today spend an average of $1.21 for every dollar they earn, but don't be tempted to fall into that trap. Instead, plan to put as much money away for the future as you can.
Don't Go It Alone
While it is important for all women to step up to the plate and get serious about their finances, it's equally important for them to get advice from professionals. Talk to tax planners, investment specialists and budget planners to get all the advice that you can.
About the Author
This article provided courtesy of http://www.penny-stock-guide.com
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| divorce.co.uk - advice on mediation, counselling and legal aspects ... |
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| Divorce - Wex |
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| www.law.cornell.edu |
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| MedlinePlus: Divorce |
| Children; Children and Divorce (American Academy of Child and Adolescent Psychiatry) ... Select services and providers for Divorce in your area. ... |
| www.nlm.nih.gov |
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| Divorce Aid :: Online Guide to UK Divorce Law, Information and Advice |
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| Divorce-Online :The UK's leading low cost divorce service |
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| www.divorceasfriends.com |
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| Welcome To Divorce Online ~ www.divorceonline.com |
| An electronic journal providing information and referrals for people facing divorce. |
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| Federal Magistrates Court - On-line Application for Divorce |
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| Divorce Helpline — tools to keep you out of court |
| Providing information about divorce, and referrals to family law attorneys. |
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| Divorce and relationship breakdown : Directgov - Parents |
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| Americans for Divorce Reform, Inc. |
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| www.divorcereform.org |
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| Divorce Busting® - Solve Marriage Problems, Save My Marriage, Save ... |
| Divorce is not the answer to marriage problems. Stop your divorce and save your marriage with advice from Michele Weiner-Davis. |
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