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Debt Management in the UK
Debt management, as defined in the UK, is a course of action where a reduction in repayment amount and/ or interest charges is negotiated with unsecured creditors, when you are no longer able to meet your repayment requirements. For some...
Debt Management Plans - Things You Must Do To Avoid Pitfalls
Most people are involved in some type of financial transaction or decision every day. Sometimes they can get way behind in their debts and financial obligations with no clear way to pay them off. Some resort to debt management plans, which can help...
Finding the right business management software
Finding the right business management software There are several things to consider when looking for a good business management software title, such as the classification of the software, the system it is going to be used in, the platform...
Internet Marketing Time Management
"Time is more valuable than money. You can get more money but you cannot get more time." - Jim Rohn Earning an income on the internet is a process that in broad terms involves three stages: 1. Getting your product (acquisition) 2. Developing...
Organizing Business Cards for Effective Contact Management
Now that you've had colorful new business cards printed, and have been distributing them diligently, what do you do with the cards you collect from other people? If you're like most people, you have a stack of rubber-banded cards floating around...
 
The Definition Of Asset Management

Many of you have probably heard the term "asset management" Before, but you may not have an idea of what it really is. Asset management is a broad term. It can be defined as a process that guides the gaining of assets, along with their use and disposal in order to make the most of the assets and their potential throughout the life of the assets. While doing this, it also manages and maintains any costs and risks associated with the assets. It is not something you can buy, but rather a discipline you must follow in order to maintain your assets.

Asset Management can be used for a variety of things. Most use asset management to keep track of their cash or "liquid assets." Banking institutions are considered a form of asset management (savings accounts, CD's, mutual funds, money market accounts, etc.) along with investments. Another example of assets: businesses often have a product to sell. These products are considered assets. The right asset management system can be utilized to make the product more readily available, easier to produce, cheaper to ship to customers, etc.

Asset Management Resource: Tracking and insuring the product is also a way of asset managagemant. The product is an asset to the business and essential for its survival and for financial stability. So, maintaining and managing this product is of the up most importance.

There is another type of asset that many people do not think of when they think of the term "asset management." This asset has to do with public and shared assets such as: the building and maintaining of streets, highways, water treatment facilities, sewage, electricity, natural gas, clean air, etc. All of these are assets that everyone on this earth needs. Usually, your city or local government uses asset management to maintain the cost of these assets.

They also use it to produce some of these assets more effectively and in a more cost


efficient manner. Natural resources such as: water, electricity, and natural gas are managed so that they can be renewed constantly and thus available inexpensively.

Asset Management Resource:

There are many different means of asset management. It often depends on what type of asset is involved. There are companies and software products available to assist in asset management. Whatever method you choose, there are many similar things that your asset manager system should entail:

1. Optimize asset use and manage all maintenance efforts involved by making assets as accurate, reliable, and efficient as possible.

2. Reducing the demand for new assets and thus save money by using demand management techniques and maintaining current assets.

3. Uses a form of asset tracking: knowing where the asset is at all times, how much the asset is worth, and how much the asset cost you to begin with. It should also incorporate this throughout the entire life of the asset.

4. Always tries to achieve greater value for money through evaluating the asset options: the cost of maintaining, producing, the use of it, etc.

5. Always provides a report on the value of the assets, along with any costs involved in maintaining the assets.

Hopefully you now have a better understanding of the many forms of asset management. There are so many different things that can be defined as assets, thus there are so many different means of asset management. Now that you understand it a bit, you can decide what your assets are and how you can maintain them better in order for them to be more advantageous for you!

About the author:

Robert Michael is the owner of http://www.aegisassetmanagement.com which is a great place to find asset management links, resources and articles. For more information go to: http://www.aegisassetmanagement.com © Copyright 2005

 

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