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Courting Premium Sales
Have you ever dreamed of selling your book to a large corporation? A sale that would register several thousand copies of non-returnable product on the book sale meter? What's that? You've never thought of it you say? Well, never fear! It's not too...
Debt Consolidation Loans - Defining the Pros and Cons of the Method.
Debt consolidation agencies allege that debt consolidation loans can help create savings for its customers by reducing the amount to be paid for debts. The manner in which this will be realised is not immediately comprehensible to most people. Why...
Home Buyers Face Decisions that Affect Their Long-Term Financial Picture
Seek a Qualified Mortgage Consultant to Ensure the Best Results... Home Buyers Face Decisions that Affect Their Long-Term Financial Picture Taking the step for prospective home buyers.into home ownership is one of the most important financial...
The EU and the WTO
The EU is one of the key players in the World Trade Organisation (WTO). This is because the EU has a common trade policy, where the European Commission negotiates on behalf of the Union 's 25 Member States. As such, the EU is one of the driving...
When Debt Collectors Cross the Line - Bogus Threats & Illegal Collection Tactics
If you are behind on your bills and on the receiving end of
collection phone calls, you will probably hear collectors make
some very threatening statements. While most debt collection
professionals try to stay within the boundaries defined by...
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First Time Buyer's guide
Buying your first home can be a difficult time, especially in these days of high house prices, and low job security. But don't despair, www.mortgagedown.com have prepared a few top tips to make the process as painless as possible for you!
* Get an agreement in principle from your favorite mortgage company BEFORE you start house hunting. This helps you establish your price range and makes you a better 'bet' as a buyer in the eyes of any sellers you meet.
* Don't just rely on 'realtors' or 'estate agents'. Nowadays, the best place to start a property search is the web. You can also check local papers and even drive around your preferred area looking for private sales boards.
* Make a checklist of teh essentials you MUST have in your new home. If you need a garage, saya so. If outside space is essential, don't go see and house without it.
* Never go alone - take someone with you even if just a friend. Alone, you might miss something.
* Never offer after just one viewing. Two visits minimum is essential, and they should be at different times of the day. Some areas that seem safe during the
day turn dodgy at night!
* Ignore the decoration. Mauve wallpaper can always be taken down! The important thing is space, and the layout of the rooms. Try to see this, not the color scheme used by the current occupier.
* ALWAYS get a survey. You won't be economising if you don't. In fact, it could be the most expensive 'money saving' you ever make! A good surveyor will spot the things you can't, like damp, sloppy roofwork etc.
* Ultimately, the old www.mortgagedown.com cliche about 'the place feels right' is true. If you walk in and you don't get that 'wow' feeling, you probably won't enjoy living there.
Remember, as prices are now falling in most parts of the world, it's a buyer's market and you can take your time. You can also put in lowball offers at times like these, and you might be surprised how little negotiation upwards is needed to secure a sale! Good luck with it, and happy house hunting!
About the Author
Terri consults on mortgages and writes for www.mortgagedown.com the free tips and advice site for first time house buyers.
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