Search
Related Links

 

 

Informative Articles

Credit Repair Collection Agency
Credit repair and collection agencies go hand in hand since one is out to get the other. In other words, we sometimes run from our debts taking advantage of a kind gesture. Collection agencies are not as kind as the lenders so therefore...
Find the Right Coach: 9 Guidelines for Executives
Find the Right Coach: Nine Guidelines for Executives It seems that coaches are everywhere these days. Senior Executives are hiring executive consultants in increasing numbers, and for a wider variety of reasons. In the past, coaching was...
Great Franchise Opportunities
If you are thinking of setting up a small business yet you are still unsure of what you exactly want to do or are scared to death of not being able to generate good business, then you must try looking into these franchise opportunities and choose...
How To Prepare For A BIG Pay-Off When You Sell
Follow the steps below to get a higher price for your house: 1. Get your house ready to sell: a. Remove the clutter, starting from the most important room in the house...the kitchen. Then move on to the bathroom, closets, furniture and...
Want A Cheaper Finance For Your Vehicle? Try Secured Automobile Loans.
The usual modus operandi in most automobile purchases is as follows. Step 1: Recognize the urge for an automobile. Step 2: Check the bank balances. Step 3: Head for the purchase provided the second step gives a positive result. Step 4: If the...
 
How to Buy to Let

Find out everything you need to know about buy to let. Learn what to buy, where to buy and what not to buy. All this information about buy to let won’t cost you a penny.

buying

•If the area is full of buy to let property investors the supply of property to let might outweigh tenant demand and create pressure to reduce rents.
•Consider established areas with good communications links
•Research tenant demand as your highest priority. Find a letting agent to discuss this.
•Consider ongoing costs, e.g. maintenance, service charges etc.
•Be prepared to buy tired investment properties and refurbish them.
•Build a team of reliable tradesmen so that you can react quickly.
•Find a good buy to let mortgage provider. Finding the correct buy to let mortgage is crucial to your success when you are buying and selling investment property.

To Buy or Not to Buy an investment property for sale?

•As soon as you find a property you would like to buy, run a To Let advert in the local press. If the phone rings a lot buy it. If not walk away.
•A variation on the theme would be to run a display advert “Seeking long term tenants” I am a portfolio landlord. You find your perfect property and I will consider buying it and letting it back to you”

Demand and professional guidance

Find a letting agent and discuss the demand for properties in the areas you are interested in. They should also be able to indicate the level of rent you could expect to achieve and what type of tenancy is more suitable for the property and area.

University Lettings

Talk to Student letting officers – build rapport so they promote your property above others. They too can give you good advice on demand, i.e. where, why, how much etc.

Buying Privately

With more and more people turning to the internet to source suitable investment property for sale and for sellers looking to save on selling agent fees, more people are having the opportunity to buy and sell privately. The main difference being that you will liaise directly with the seller of the property. This may be via email or telephone. Viewings will be arranged directly between the buyer and seller and the negotiations regarding the price will be dealt with directly between the buyer and seller. However, you will still need to both appoint a solicitor to act on your behalves.

Buy to Let Mortgages

Finding the right buy to let mortgage is crucial to your success as a property investor. Unlike other forms of property investment, a lot of the capital you invest into a buy to let investment property is likely to be borrowed. Over the last few years, the buy to let mortgage market has boomed, with more and more lenders bringing out products making borrowing money to invest in this way even simpler than before. There are a number of different buy to let mortgage products available from fixed rates, discounted variable rates, base rate trackers to name a few. It is worth remembering that different products may be suitable for different investment properties.

However it is very important that you get the correct guidance with your finance. Questions that are worth considering when finding a suitable buy to let mortgage:

1. Do they have access to lots of different buy to let products in the market place?
2. Do they have the ability to create a long term investment property strategy for you?
3. Are they able to secure exclusive buy to let products?
4. Are they able to arrange buy to let mortgages within 10 working days?

Most lenders will offer a maximum loan of 85% requiring you to fund at least a 15% deposit. The buy to let mortgage industry is very competitive with new products being launched on a very regular basis.

Some brokers may charge a brokerage fee up to 2% to arrange the buy to let finance for you but don’t let this put you off because if they do have the ability to secure exclusive buy to let products for you, it could be very beneficial to your cashflow as a landlord. Plus, if they are able to reach formal mortgage offer stage in a very short space of time, this could result in you being able to secure investment property at very competitive prices if you have the ability to tell the vendor that you can have the deal completed within a matter of a few weeks. Find out more about buy to let mortgages
and see how you can start your investment property portfolio.

There are a few simple steps to remember:

•Make sure you have done your research

•Source a good buy to let mortgage provider and make sure that your own personal credit file is clean.

•If you are unsure, then you can request a copy of your personal credit file on a number of different websites which allow you to download a copy instantly.

•Once you have agreed an offer for the buy to let investment property for sale with the vendor, you will need to appoint a solicitor and exchange solicitor details with each other.

•At this point your respective solicitors will then begin the necessary legal work on your behalves to arrange the legal ownership of the investment property to transfer to the new investor.

•Contact your buy to let mortgage provider and confirm the purchase price and loan amounts required.

•A surveyor will then need to visit the investment property for sale to carry out a valuation of the property and a rental assessment. Some buy to let mortgage brokers can arrange this on your behalf. Other buy to let mortgage companies will advise you when this will take place. However, it is worth bearing in mind that if a buy to let mortgage provider is a fully packaging company then they may be able to reduce the timescales that it takes for your formal buy to let mortgage offer to be issued.

•Whilst waiting for the valuation report on the investment property for sale to be returned, use this time to complete all the legal paperwork that your solicitor will forward to you for completion and the application forms which will be forwarded to you from your buy to let mortgage provider.

•If the valuation report comes back and is satisfactory, you should then receive your buy to let mortgage offer shortly afterwards. On occasions, you may be requested to obtain specialist reports


which may include a structural engineers report, damp and timber report and coal mining report.

•A copy of the buy to let mortgage offer should go directly to you and your solicitor.

•Your solicitors will then liaise with each other regarding suitable exchange and completion dates and will arrange to do the necessary completion paperwork for you on your new buy to let property.

Buy to Let Insurance

•Insuring your buy to let property is just as important as insuring your own home. As a landlord you have certain liabilities so make sure you get the necessary cover that your investment property needs. There are a number of different options available depending on the type of investment property you have for example if it is an apartment, block of flats, commercial property etc. But do shop around to make sure you secure the best buy to let insurance product.

Preparing to let the investment property yourself?

•This is an investment and cashflow is the key factor. Stick to neutral colours that will go with anything. For example, a red sofa might not match a green carpet, however, all colours look good on beige.

•Carpets - light beige looks great when clean. Light colours make room look lighter, brighter and bigger. They also encourage cleanliness and are easy to justify cleaning when a tenant vacates. Look for felt backed bleach cleanable carpets which do not require underlay. Replace carpets every 3-5 years, clean every tenant change and debit from damage deposit.

•Check with the local letting agent whether there is more demand for furnished or unfurnished property in the area.

Join your local Landlords association

•This is the easiest way to keep up with legislation and to obtain advice on getting your paperwork right.

•Other landlords in your area will be keen to share good and bad experiences. Learn from their experiences rather than making your own mistakes.

Tenant Application form

•Obtain full details including names, addresses and contact numbers of referees and emergency contacts. Also obtain previous addresses, NI numbers, employer details and proof of earnings. This makes life easier if you ever need to track down an absconding tenant.

•If possible, fill in an application form at the prospective tenants home. This will at the same time allow you to see how they look after it.

Credit Check your Tenant

•It is now possible to credit check your tenants on-line. Just because they are of smart appearance and drive a nice car doesn’t guarantee that your rent will arrive each month. We all know how easy it is to get credit these days so it is important that you have peace of mind that your tenants have the genuine ability to pay.

Fees

Charge a fee to tenants of around £100 for completion of tenancy agreements, referencing, inventory etc.

Deposit-take 5 - 7 weeks rent plus one months rent monthly in advance

Tenants often cancel standing orders on the month prior to final payment – if this happens you still have some money to cover damages

Landlord Inventory

Get prepared. As much as we all like to think we can trust everyone, it is very important that ‘buy to let’ landlords protect their investment property as thoroughly as possible. Having an inventory in place will protect you against unnecessary costs and ensure that you are maximizing your profit at all times. For example; if your teaspoons kept going missing and the curtains kept leaving the poles when the tenants vacated, this could start to add up.
Imagine if you had freshly decorated the buy to let property in a very neutral magnolia colour throughout to discover that your tenants had become creative one day and turned their hand to a bit of decorating to brighten the place up! Not only will this cost you in paint, but could potentially lose you income on rent whilst you are having to leave the investment property empty whilst it is being redecorated. And most importantly how can you prove that the property was that colour or condition in the first place. Its simple. A Comprehensive Landlord Inventory.

•Purchase a Landlord Inventory - include everything including starting colour, condition of walls, ceilings, doors, fixtures & fittings etc and get it signed so you can prove damages when the tenant vacates. The more detail the better, even include the colour of light switches and door handles and what they are made of. Comments like “carpets have just been professionally cleaned” or “walls are freshly painted” will also help to prevent disputes on checkout.

•Ensure that you arrange a check out inspection and make sure the tenant is present – get them to sign to agree to any damages and/or required repairs.

•Complete utilities meter checks and ensure the incoming/vacating tenant signs to confirm meter readings.

•Inform the utilities companies and local authorities in writing of incoming/outgoing tenants and any applicable meter readings

Tenancy Agreement

You will need to purchase a tenancy agreement. This will protect you and your tenants. There are a number of tenancy agreements that can be purchased off the shelf but it is important that you check the tenancy agreement to make sure it is suitable for the type of tenants you have. For example whether it is a family let or a property being let to sharers where they could be joint and several liability. A good solicitor would be able to draw up a suitable agreement and for your own peace of mind, this small investment could be a very worthwhile exercise.

Look after your tenants – They are a valuable asset to your investment property!!

Happy tenants will respect your property and will refer other potential tenants to you.

If the above is not cost effective or convenient for you then you should seriously consider employing the services of a property/Lettings manager.

Find out more about buy to let and how you can start.


About the Author

Jennifer Tweed is the founder of buytolet4sale.com, one of the UK's first property portals dedicated to all types of investment property for sale and everything you should need for your sale and purchase. Learn more about buy to let

 

Negotiation - Wikipedia, the free encyclopedia
The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ...
en.wikipedia.org
 
Negotiation Seminars Negotiation Training Negotiations Consultants ...
Negotiation and alternative dispute resolution seminars, negotiation training and video presentations with available keynote speakers.
www.negotiation.com
 
Program on Negotiation at Harvard Law School
Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution.
www.pon.harvard.edu
 
PON: Harvard Negotiations Project
Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ...
www.pon.harvard.edu
 
The Negotiation Skills Company, Inc.
www.negotiationskills.com/ - 3k - Cached - Similar pages
 
Global Trade Negotiations Home Page
The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ...
www.cid.harvard.edu
 
Principled Negotiation
Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ...
www.colorado.edu
 
Salary Negotiation and Job Offer Tutorial
Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial.
www.quintcareers.com
 
Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial
Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries.
www.quintcareers.com
 
Win-Win Negotiation - How to reach a fair compromise - Negotiating ...
This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ...
www.mindtools.com
 
negotiation journal
www.springerlink.com/link.asp?id=102591 - Similar pages
 
Apache Content Negotiation
Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ...
httpd.apache.org
 
JobStar--Salary Negotiation Strategies
JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ...
jobstar.org
 
Eric C. Gould's Negotiation Site
Subscribe to newsletter with negotiating tips and techniques.
www.batna.com
 
free negotiation training for sales, debt, contract, salary ...
Free negotiation skills training for sales, contracts, debt, salary and contracts, negotiating with creditors, negotiation skills and techniques, ...
www.businessballs.com
 
Monster.com: The Negotiation Coach
Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ...
midcareer.monster.com
 
Negotiation Articles
Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies.
www.pertinent.com
 
CareerJournal | Negotiating Tips - Salary Negotiation Tips ...
Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information.
www.careerjournal.com
 
PON Clearinghouse
Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ...
www.pon.org
 
:: Negotiations Affairs Department ::
Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations.
www.nad-plo.org
 
 

 
Content Menu
  • 100 financing or no down payment bad credit mortgage loans

  • 11 steps away from buying a home

  • 12 tips for more successful negotiations

  • 4 alternative ways to gain lifetime customers

  • 4 simple tests to find good real estate investment properties

  • 5 hot job negotiations tips

  • 5 steps to powerful negotiating feature article

  • 5 tips for maximizing your wireless phone savings

  • 5 tricks to make it big with real estate investing

  • 7 questions to test the loyalty of a real estate agent

  • 7 tips for successful telecom contract negotiation

  • achieving competitive advantage through collaboration with key customers and suppliers

  • adverse credit homeowner loans braving the difficult winds of adverse credit

  • advertising and generate new website traffic

  • affordable comprehensive health insurance how to get what you need

  • after bankruptcy applying for credit

  • are unsecured debt consolidation loans right for you

  • are you as unhappy as t o

  • are you invisible

  • art collecting for profit and pleasure

  • ask for more you may get it

  • assessing the unique features of commercial real estate parcels

  • automated expense and timesheet management

  • auto loan buying tips

  • a 100 000 discount on miami condos

  • a customer for life

  • a guide to uk buy to let mortgages

  • a leadership map for the future

  • a simple question we all wonder are debt settlement companies scams

  • a strategy for attracting higher paying client

  • bad credit debt and loan consolidation advice

  • bad credit loans

  • bad credit loans for those who seek alternatives for new or old car

  • bad debt loans a four step programme to eliminate debts

  • bankers banks the role of central banks in banking crises

  • bankruptcy the last resort

  • become a better negotiator and avoid arguments

  • benefits of unsecured business loans

  • best deal loan secured product of coordinated effort extensive search and good decision making

  • beyond management coaching when things are getting out of control

  • bill consolidation company basics

  • book summary what color is your parachute

  • breaking the ice and winning over the client

  • budgeting the critical flaw that causes most budgets to fail

  • business brokerage

  • business loan proposal

  • business meeting etiquette

  • business opportunities why pre packaged bizopps are not worth the money

  • business to business in germany 10 things you have to consider before you even start doing it

  • buying auto insurance part 3 of 4

  • buying a business

  • buying a business 10 important items you need to know

  • buying houses for sale by owner

  • can credit counseling really help

  • car buying and lemon law tips

  • cashing out what is your business really worth

  • chairing a meeting the most effective way

  • cheap home loans are not available as a readymade potion need to work to make them happen

  • choose wisely a comparison of mortgage brokers and banks

  • choose your battles carefully how to get the best results when negotiating with lenders

  • choosing a debt management program

  • choosing the right commercial collection agency

  • coaches what do you do about refunds

  • coach lee sumners advice about salary negotiation

  • commodity futures trading why its not for average investors or how to lose money quickly without a trip to las vegas

  • considerations for the second time homebuyer

  • consider a program to consolidate your debt

  • consumer debt solution analyzing your options

  • contract management software the solution to the problem of coordination

  • courting premium sales

  • create powerful joint ventures step by step

  • credit cards for people with bad credit how to avoid getting ripped off

  • credit card charge off what does it mean and what should you do about it

  • credit card debt reduction 3 tips to lowering credit card debt

  • credit counseling why it doesnt work for most debtors

  • credit protection insurance just another consumer rip off

  • credit repair collection agency

  • cross cultural negotiation

  • cross cultural solutions for international business

  • cultural awareness an hr perspective

  • dealing with change and change management

  • dealing with financial difficulties how to save your home

  • debts negotiations

  • debt consolidation and online debt consolidation

  • debt consolidation companies common pitfalls to avoid

  • debt consolidation help employ a helping hand for debt elimination

  • debt consolidation loans defining the pros and cons of the method

  • debt consolidation loans for bad credit to delay the further worsening of credit

  • debt consolidation services 3 things to watch out for with debt consolidation companies

  • debt consolidation services can make you debt free

  • debt consolidation uk for zero debts and zero stress

  • debt consolidation versus debt negotiation

  • debt elimination 1

  • debt elimination legal lawful ethical debt elimination really works

  • debt management

  • debt management advice

  • debt management gives the comfort of a debt free life

  • debt management how a debt consolidator can reduce your debt

  • debt management in the uk

  • debt management plans suggesting ways to survive the quagmire of debts

  • debt negotiation companies and cyberspace business consumer pros cons

  • debt negotiation vs debt management

  • debt reduction companies how to check them out

  • debt relief 101 understanding your options and avoiding the scams

  • debt relief why most programs have a 75 failure rate

  • debt settlement

  • debt settlement income taxes what you need to know

  • debt settlement why the critics are wrong

  • debt to income ratio its just as important as your credit score when youre shopping for a new home

  • deciding if the time is right to refinance

  • decisions and negotiating

  • discover what to do when your credit worth is damaged due to circumstances out of your control

  • dish network business strategy principles for your home business

  • does your real estate deal have a wiggle room

  • dont be afraid of the silence

  • dont discount the temporary position interview

  • do you have these necessary qualities of a good persuader

  • do you really need pr

  • earn 250 000 annual income in the multi billion dollar self improvement industry

  • easy real estate negotiation

  • effective listening

  • eight ways to consolidate debt

  • electric power production from magnetic tapes

  • ethics in the workplace

  • et your credit score to soar in the twinkling of an eye

  • family estore com and swan manufacturing a win win for our country

  • finding a capable agent to meet your real estate needs

  • finding a company to consolidate debt

  • finding a great advisor

  • find the right coach 9 guidelines for executives

  • first time buyers guide

  • five debt negotiation facts

  • five magic phrases tips for negotiating like a pro

  • for sale by owner pricing it right 3 reasons why

  • franchises a proven business system

  • franchise business and franchise businesses

  • franchise opportunity 5 questions to ask about the franchise

  • free debt consolidation

  • fsbo real estate

  • fueling the ideal marketing with articles

  • fundamentals of selling a business negotiating and closing the deal

  • getting into business dont start it buy it

  • getting the best mortgage rates in florida with a poor credit history

  • getting the most from appraisals from both sides

  • get focused now 10 essential questions

  • get your credit score to soar in the twinkling of an eye

  • gift shops with and without walls

  • great franchise opportunities

  • groupware the triple threat of document collaboration technology

  • growing your company in todays chaotic market

  • guide on how to land computer jobs

  • guide to unsecured debt consolidation loans

  • haggling give yourself a raise

  • help with debt problems

  • hiring for success

  • home buyers face decisions that affect their long term financial picture

  • home inspections before signing the contract

  • home warranties

  • how can eq help you win the negotiation

  • how can the average person build wealth in real estate

  • how credit counselling works

  • how credit repair works

  • how debt negotiation can benefit you

  • how do commercial debt reduction companies work

  • how do you wiggle out of a real estate deal

  • how to avoid bankruptcy get out of debt faster using debt negotiation

  • how to best negotiate a house deal

  • how to buy to let

  • how to deal with a difficult boss

  • how to deal with bill collectors

  • how to get out of credit card debt much faster save lots of money without filing for bankruptcy

  • how to handle customer billing snafus

  • how to improve your credit score even if you are not a financial expert

  • how to improve your negotiating skills

  • how to make an offer on a home

  • how to market your home for a quick sale and high price

  • how to negotiate a higher price for your house

  • how to negotiate debt settlements

  • how to obtain a bad credit home loan or refinance with bad credit

  • how to pay off your student loans and reduce your debts

  • how to prepare for a big pay off when you sell

  • how to qualify for 90 plus commercial financing

  • how to quickly improve your credit score by adding positive payment history to your credit report

  • how to sell your home instantly for full value

  • how to sell your property privately

  • illinois mortgage brokers will contact you to give different mortgage loans

  • index

  • innovative form of business debt management saves thousands

  • innovative no win no pay no risk attorney lawsuit loan provides law firms savvy financial options

  • instant car loan get an approval online quick

  • international expansion starts with the right mindset

  • internet business in a box

  • internet rv financing vs dealer financing

  • investment property part 1

  • is debt negotiation bad points to consider

  • is there a way out of your debt problems

  • its okay to negotiate really

  • its one thing for people to buy your product or service but its another for them to tattoo your logo on their biceps

  • keys to negotiating well

  • key terms to know when buying a home

  • killer profit boosters

  • land for development things to think about

  • laws of the business buying and selling jungle

  • life settlement overview

  • lightening the load getting help when you need it

  • like it or not you have a score to settle part 1

  • like it or not you have a score to settle part 1 of 2 on credit scoring

  • lower credit card debt

  • making on job training work

  • managing conflict in life work using ancient and modern approaches

  • managing the sales negotiation process

  • marketing planning and control systems from agency style to nerve center

  • maximize profits by pricing your home right

  • mission critical public relations

  • mortgage brokers can help you save time and mone

  • mortgage prepayment penalties just say no

  • must knows for marketing on the internet

  • national and cultural negotiation style

  • need help getting out of debt

  • negotiate a raise

  • negotiate like the gambler to win

  • negotiating and team building ideas

  • negotiating a cheap house

  • negotiating a short sale the high road to huge foreclosure profits

  • negotiating is creative problem solving

  • negotiating rates with your credit card company

  • negotiating real estate deals to win win

  • negotiating real estate go slow

  • negotiating tactics how to strike a negotiable opening shot

  • negotiating the purchase of your home

  • negotiating the real estate contract

  • negotiating the sale of your home

  • negotiating to buy a new car the easy way

  • negotiation tips for newbies

  • new home buyers who represents you

  • new options for business debt consolidation

  • nigerian scam warning

  • offshore outsourcing best practices increase your profit margin

  • olds resurrection

  • one stop shop for investment property

  • online business broker stress free help selling your business

  • online business broker take the stress out of selling your business

  • online car loans getting a good quote online

  • online loans made easy

  • online mortgage quote why you may not be getting the best rate

  • optum health limited is now ansearch ltd

  • overwhelming debt bankruptcy may be your way out but maybe not

  • part 2 the negotiation

  • pay off debt get out of debt and lower your monthly payments

  • powerful negotiation tips a quick reference guide

  • powerful partnering

  • practical pragmatic preparation

  • preparing your home for sale make needed repairs

  • pricing your house to sell

  • print buying consultant

  • property investing people have 2 reasons for not doing it

  • protectionism in russia

  • protect your business with non disclosure agreements

  • pull an elastic band too far it snaps

  • q as a result of my divorce im left with more debt than i can handle is there an alternative to bankruptcy

  • real estate bankruptcy

  • real estate becoming a broker

  • real estate feasibility study 1 2 billion developer tells you how to do one

  • refinancing to lower monthly loan payments

  • rental negotiation strategy use your capital for a better deal

  • results of poor cross cultural awareness

  • risk identification assessment and allocation in buying a business

  • rotator

  • scots beat yanks in china bank deal

  • secrets of the super super affiliates

  • securing a us commercial mortgage

  • securing second and third round venture capital financing

  • selling for beginners

  • selling is easy when youre first fast and foremost

  • selling your home what can go wrong with pricing and loans

  • selling your technology company why earnouts make sense today

  • selling your web site get a lawyer

  • sell you business ten rules for a smooth transaction

  • setting boundaries business clients and boyfriends

  • settle your debts the easy way

  • shocking facts what debt settlement companies dont tell you

  • shopping for a car dont get taken for a ride

  • shopping tips

  • short sale success secrets with foreclosures

  • six steps to guarantee your business success

  • small business loan basics

  • small business q a how to handle customer billing snafus

  • so you think you want to be a telecommuter

  • standards are great but best practices make everything better

  • starting your own small business

  • start doing online business using b2b portals in six steps

  • success tip 8 effective communication leads to business success

  • surefire ways to attain moneymaking success

  • surfs up down under

  • take away power for real estate investing

  • taking advantage of the eastern european markets

  • teamware answers the 5 questions of document collaboration

  • the art science of property valuation

  • the benefits of a real estate agent 101

  • the credit card debt termination scam

  • the eu and the wto

  • the first step to getting out of debt make the commitment

  • the gibson company finds new building for resmae

  • the importance of wto

  • the ins and outs of credit card debt settlement

  • the key to the real estate investing vault

  • the new bankruptcy law means test explained in plain english

  • the pros and cons of credit card debt settlement

  • the sellers guide to the buyers eye

  • the truth about colossus are you just a magnetic image

  • the ultimate legal library to help you build your business

  • the ultimate short sale secret

  • things to consider before buying a condo hotel or resort residence

  • things to know in debt settlement

  • trade credit how to determine if you should offer net 30 terms to your business customers

  • uk house price increases take a summer holiday

  • understanding the corporate buyer

  • used car loans

  • using refinancing to secure lower interest rates

  • venture capital funds for entrepreneurs and small businesses

  • venture capital negotiating issues

  • venture capital what happens after the due diligence process

  • want a cheaper finance for your vehicle try secured automobile loans

  • what are the benefits and consequences of getting rid of debt the easy way

  • what can debt reduction companies do for you

  • what is a business analyst part 1

  • what is credit counseling

  • what is factoring and invoice discounting

  • what the bank wont tell you about your home mortgage quote

  • what to expect in closing costs on a home purchase

  • what you can do to sell your home fast

  • what you must know before attepting debt negotiation

  • what you need to know about debt negotiation on credit cards

  • when debt collectors cross the line bogus threats illegal collection tactics

  • when is the best time to lock in interest rates

  • who wants to be a millionaire

  • why an alternative to debt consolidation cannot compete

  • why business owners choose debt elimination to solve problem debt

  • why men lie and women cry

  • why online mortgage quotes dont always give the best rate

  • why you need a realtor to sell your home

  • win win sales negotiations myths and realities

  • yesterdays hero

  • your financial future