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7 Tips to a Top Site
SEVEN TIPS TO A TOP SITE by Breal Web Design As a web site owner, I spend a lot of time online. I also spend a lot of time at other sites. These are the top seven tips I have discovered make or break a web site other than its design appeal. ...

Effective Time Management - Ten Top Tips
Have you ever thought to yourself that there aren't enough hours in the day, or felt overwhelmed at the tasks facing you? If you have, this article can help you! * Clarify your goals and strategy. Be very clear about your aims and ambitions, both...

Top 10 Marketing Tips!
Information is King of the World Wide Web. And for good reason - We Need It! I am referring to Internet Marketing Information of course. There is not a single day that passes that I haven't learned at least one new marketing tip, Internet trick or...

Top 7 Tips for Speakers
Public Speaking is the number one way to advance your business career. Do you get nervous when speaking to a group? Do you feel butterflies in your stomach? The following tips will help you get your butterflies to fly in formation. 1....

Top Tips For Good Nutrition This Thanksgiving
To many, good nutrition and thanksgiving dinner seem to cancel each other out. However it should be possible and even easy to make a nutritious meal that is a pleasure to share with friends and family. Here are a few tips to help you make your...

 
Auto Loans : Top 5 Tips For The Best Rate

You've got your eye on that shiny new Lexus - okay, maybe it's a Kia, but it's perfect and you want it to be yours, all yours - as soon as possible. At the same time, you certainly don't want to be saddled with paying nearly double the car's value by the time you finish paying off the car loan. Here are five tips to help you get the best possible interest rate on an auto loan to put the car of your dreams in your driveway.

1. Check your credit rating.
If you don't already know what's in your credit report, this is a good time to find out. Before you apply for an auto loan, get a copy of your credit report to find out what surprises may be lurking in it. You may just find out that it contains erroneous information that should be corrected, or that there's something negative on it that can be either explained away or fixed easily with a couple of phone calls or letters. Either way, it always helps to know what the credit reporting agencies are saying about you before you start shopping around for a loan.

2. If you have good to excellent credit...
...then you may qualify for special incentive financing available through the car dealer. If the car dealer is offering a low, low finance rate, check all the terms and conditions carefully BEFOREHAND online to make sure that you qualify. Most often, that 1% financing rate is reserved for those who have excellent credit and can afford to do a 12 month financing plan. If that's you - then grab the deal. 1-2% financing is a bargain if you can handle the other terms and conditions attached.

3. If you need a longer term than 12


months or have spotty credit...
...arrange your financing yourself before setting foot on the car lot. Check with your usual bank for a new auto loan first, as they may have better interest rates for those who are already established customers, or who carry all their savings, checkings and loan accounts through one bank. It may save you a few percentage points in interest to do business with someone who already knows you.

4. Shop online for the best auto loan available.
At many online credit web sites, you can submit a request for multiple quotes from area finance agencies and lending firms. Simply submit your request for an auto loan quote through an online form, and the web site will submit it to up to four financing firms at once. A representative from each agency will contact you within a few hours to a day or two to discuss your request with you and give you a quote for an interest rate and monthly payment amount that they can offer you. Online shopping for credit makes it easy to compare and pick the best auto loan terms for you.

5. If your credit is bad but you need that car...
...one of your best and most often overlooked options is to find someone to cosign the loan for you. In most cases, when you have a cosigner, you'll get the interest rate that THEY qualify for, which means a lower monthly payment for you.

About the Author

Joseph Kenny is the webmaster of the loan information sites http://www.selectloans.co.uk/ and also http://www.ukpersonalloanstore.co.uk.

 

TIPS - Timely Information Provider Services
We provide tips and information in the following areas: tips.gif (1156 bytes) tips you can use:. Computers and Software tips. Politically Incorrect tips ...
www.toptips.com
 
U. S. National Debt Clock
Real time display of the US National Debt and current Fiscal Spending.
www.toptips.com
 
Top Tips
Top Tips is a collection of tips developed from ExtremeTech members.
www.extremetech.com
 
Fishtank Humour - Article Tank - VIZ Top Tips
VIZ Top Tips Article has been viewed 42626 times and mailed 114 times 823 users have rated this article on average 8.0. Rate this article . ...
fishtank.org.uk
 
Top Ten Tips for Success at University
Top Ten Tips for Success at University. Location, location, location... Serious about getting work done? Find a good location. ...
www.sdc.uwo.ca
 
Andy Budd::Blogography: Top Tips For Freelancers
Top Tips For Freelancers | May 19, 2005. If you’re a regular reader of this site you’ll ... Comments on: Top Tips For Freelancers. Jump to the comment form ...
www.andybudd.com
 
First-time Home Buyers - Tips for First-Time Home Buyers - How to ...
Buying a home for the first time can be overwhelming for many first-time homebuyers because few know where or how to begin the search.
homebuying.about.com
 
Top tips for Outlook - Outlook - Microsoft Office Online
Printer-Friendly Version Printer-Friendly Version. Top tips for Outlook. Applies to: Microsoft Office Outlook 2003 · Show All Show All · Hide All Hide All ...
office.microsoft.com
 
Top Tips
Top Tips, Help and Advice. ... Welcome to the Top Tips. If this is your first visit, be sure to check out the FAQ by clicking the link above. ...
www.toptips.co.uk
 
Top Tips - Read Personal Finance and Savings Info at CNNMoney
Send emails to toptips@cnn.com -- each week we'll answer your questions on CNN, ... Get Top Tips from Gerri Willis for saving and spending smarter -- every ...
money.cnn.com
 
Givingupsmoking :: Top tips
NHS Logo. Arrow HOW TO GIVE UP Arrow Top tips. Top tips. During the first few weeks of being a non-smoker, you're likely to experience cravings at different ...
www.givingupsmoking.co.uk
 
TeleCulture's top tips
TeleCulture's top tips. comments and info on cultural events, tech art, digital aesthetics, etc... Sunday, September 03, 2006. the first documenta ...
www.teleculture.com
 
Top Tips for Camera Phone Pictures
Top 10 Tips for Taking Great Pictures, Top Tips for Camera Phone Pictures.
www.kodak.com
 
indg405 - Top tips for ladder and stepladder safety
File Format: PDF/Adobe Acrobat - View as HTML
Your browser may not have a PDF reader available. Google recommends visiting our text version of this document.
 
Primary ICT: Whiteboard Top Tips | Teachers' TV
Overcoming whiteboard phobia is the underlying message of this programme, as expert Simon Botten takes us through his top tips for novice whiteboard users. ...
www.teachers.tv
 
Friends of the Earth: Campaigns: Waste: News: 50+ top tips for ...
The Doorstep recycling bill aka Municipal Waste Recycling Bill moved one step closer to becoming law when it cleared the vital second reading stage.
www.foe.co.uk
 
Talking Teaching: Top tips
Articles on best practice issues · Hot topics · Reports from Teaching Awards Trust regional workshops · Top tips from teachers ...
www.talkingteaching.co.uk
 
PR Top Tips from LEWIS
www.lewispr.com/toptips/ - 2k - Cached - Similar pages
 
PC World - Top Tips for PC Hygiene
PCs, like furniture, collect dust and grime--but unlike a chair or desk, your computer can malfunction if not cleaned periodically. Here's how.
yahoo.pcworld.com
 
Top Tips - Consumer Advice - Institute of Plumbing and Heating ...
Good plumbing systems and public health go hand in hand. This section gives brief details on conditions, diseases and water-borne bacteria/parasites that ...
www.iphe.org.uk
 
 

 

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