Search
Related Links

 

 

Informative Articles

Does Your Real Estate Deal Have A Wiggle Room?
Experienced real estate investors know that you make your deal when you buy. If you pay too much or have not done your due diligence research, that's tough, because you're stuck with the deal after the close. A buyer still has some wiggle...

Negotiating Real Estate - Go Slow
Why should you sometimes go slow when negotiating real estate deals? It's all about the power of time investment. Let me explain with a story. One of my less-pleasant experiences selling real estate was when I sold a home for a real decent guy,...

New Options for Business Debt Consolidation
WeSolveDebt.com provides new ways to stop debt in the current economic downslide. San Diego, CA--An innovative debt consolidation company located in Southern California has helped a growing number of companies and individuals...

The Ultimate Short Sale Secret
Buying foreclosures can be extremely profitable for real estate investors. However, most of these homeowners are mortgaged to the hilt. They have no equity, and big loan payments. In fact, many actually owe more than the property is worth! Most...

Win/Win Sales Negotiations - Myths and Realities
I once got a phone call from someone responsible for sales training at a large company. She said to me, “Mike, we need negotiation training for our sales force.” I said, “Great, you've come to the right place.” Then she said, “But do you teach...

 
Managing Conflict, in Life & Work: using ancient and modern approaches

Copyright 2005
by Dr. Jason Armstrong and Dana Buchman

“Conflict” is a word that can have varying degrees of severity, meaning, and
implication for each individual or circumstance. For example, the conflict that is
experienced in our current, daily lives seems insignificant in comparison to the
Samurai, or those in war, who faced death on a regular basis. However, it is still
important to extrapolate the significant lessons that have been derived from such
severe scenarios, as these notions are still applicable in the conflict that we experience
in the workplace and life today.

Conflict is unavoidable, as each individual has unique and differing thoughts, ideas,
and opinions. Therefore, it is important to learn ways to minimize and manage this
difficulty, in order to ensure efficient and harmonious interactions. This article
provides the genesis of a personal path, introducing tools and ways to minimize and
manage conflict, while pointing to the origin of these concepts. After an overview of
these modern and ancient approaches, a discussion will follow on applying successful
tools and techniques for managing conflict. These ideas can be used to help clear the
mind for better decision-making, and consequently, ensure a personal pathway to
success.

New approaches to ancient concepts
Profound strategies and lessons to minimize and manage conflict have been around
for thousands of years in forms such as the classic Chinese texts the “Book of Change
– Tao de Ching” and the “Art of War”. Today, modern legends including Stephen
Covey (“7 Habits for Highly Effective People”) and Dale Carnegie present similar
corporate and personal tools. As many know the “7 Habits” is not a group of new
concepts, but age-old approaches to success and conflict management, represented in
a way that can be clearly applied to modern day personal and corporate development.

Discovering the origin & foundation of concepts
Although many of the true ancient concepts have been exaggerated or misused
through incorrect interpretations, they can be applied in non-extreme forms relevant to
the modern day from such arts as: Zen (which is not a religion, but a path for self
discovery and growth), the “Art of War” by Sun Tzu (the classic text on strategy
which is often regarded as the most definitive text on the topic), and the Tao de Ching
(the “book of change”). These all provide profound lessons for leadership, change,
success, peace of mind and conflict management.

A workplace example – an tense group meeting debating a topic
If one has to enter a meeting with a number of staff peers on a topic that is likely to
require an intense debate, a strategy can be put into place to help provide a successful
outcome (this should be combined with the other approaches outlined below). For
example, one can approach the members of the meeting individually prior to the
meeting to convey your preferred position. Once the meeting has started you will
hopefully already have likely confrontational people already “on-side” to achieve
your desired outcome in a non-confrontational way.

The Key to Managing Conflict: bringing it all together, and applying it today
All the above methods (old and new) are about changing core behavior and
approaches, in order to avoid conflict and simultaneously achieve personal success.

As Sun Tzu states:

“If you know yourself and know others – you will be successful.
If you know others and not yourself, you will win one and lose one.
If you do not know others and do not know yourself, you are destined for failure in
every battle.”

These are core values, and far more important than putting band-aids on problems, or
approaching things with simply a short-term change. In regard to the ancient
philosophies, they of course must be interpreted, and applied, using case studies and
real world examples in a context that matches the modern corporate world. Applied
Zen (www.AppliedZen.com) is a company that provides workshops, and
downloadable videos online, regarding these exact topics with a unique approach.
This is achieved through implementation of physical interaction drills to reinforce the
concepts covered in workshop presentations. Studies have shown that learning
conflict management based on physical as well as mental practice greatly increases
the participants’ retention, and consequently, aids in implementation (more than 2 to 3
fold improvement).

Aggressive escalation of conflict
Conflict is derived from many circumstances, but quite regularly it can be escalated
because of a person’s approach to the


situation. In the Japanese language, there are
two words that help to describe this: aiki and kiai. These words are derived from the
same two characters, and are simply reversed to convey an opposite meaning. Kiai is
a form of showing intensity and channelling it towards an individual, and in the
martial arts ‘kiai’ is a very loud, expulsion of air and voice to intimidate or scare an
opponent. Aiki is the opposite of head-to-head approaches and allows one to avoid
escalating conflict (hence the martial art “Aiki-do”). Yet the approach still
incorporates assertiveness a key attribute in any successful negotiation. Consider for
a moment which concept would be most beneficial in dealing with conflict in a
meeting at work or your personal life: kiai, or aiki?

“Show softness yet engage the opponent with hardness. Show weakness yet
engage with fluid strength”
Obviously aiki is more practical, and will produce a more desired outcome. If we
listen with the intent to understand - not to respond, if we get all our thoughts together
before we confront another person, we can strategically work with someone to
maintain our own balance and not produce antagonism in the person with whom we
are dealing.

“Reaching a centered state, so I can perform at my best”
Having an open mind, and a relaxed physical and mental state will ensure I have an
approach which is non-confrontational and provide a first step to maganging or
avoiding conflict. An approach of aligning your thoughts and actions, and taking a
moment to breathe and release tension, will create a more relaxed state within
yourself as well as the person you are dealing with. This approach will enable you to
convey your points in a way that your opponent will be unable to avoid or refuse.
Settling oneself creates a calm and open mind: you are able to listen, think, and
respond (in this order), and this is positively received by others. If you are able to
settle yourself at any point (i.e. before, during, or after you feel aggression arising),
others will respond to your calm, open mind, and it will put them into the same
relaxed state. In various physical arts the importance of relaxed upper body, a low
center of gravity and appropriate breathing creates this state. Zen and other conflict
relevant arts have such Japanese terms such as “mushin”, “mizu no kokoro” and using
the “hara” (stomach area) for creating and optimal physical state for mental
performance.



Conflict within oneself – perhaps the most important conflict to understand
Lessons such as “trying to defend/attack too many areas at once leaves the troops
divided and weak” from Sun Tzu can be translated to an individual. Just as Stephen
Covey asks, “How thin can you spread yourself before you are no longer there?”.
Applying such lessons to your life today can have a profound impact on personal
conflict – don’t take on more than you can handle, or you will begin to sacrifice the
very essence of who you are. Although it is not direct conflict between two people, it
is still relevant. If you have conflict within yourself, you are destined to have conflict
with others. You will understand that conflict is not merely the apparent external
problems – it also involves each individual and his/her conflicts within.

Sharpen the sword…
This article provides and introduction to some of the methods and principles used in
Applied Zen corporate training (www.AppliedZen.com). Businesses and individuals
everywhere are using these philosophies to manage conflict more effectively and to
achieve success. Therefore, it is essential to train one’s skills & endure ongoing
development. As the ancient Samurai saying states, “Continuously sharpen the sword,
or it will go blunt!”

Definition of Conflict, Merriam/Webster Dictionary: 1 : FIGHT, BATTLE, WAR
2 a : competitive or opposing action of incompatibles : antagonistic state or action (as
of divergent ideas, interests, or persons) b : mental struggle resulting from
incompatible or opposing needs, drives, wishes, or external or internal demands
3 : the opposition of persons or forces that gives rise to the dramatic action in a drama
or fiction

Copyright 2005
by Dr. Jason Armstrong and Dana Buchman

About the Author

Jason Armstrong, Ph.D., has worked at CEO levels in Japan, the USA, & Australia. He has also consulted for large multi-national companies in Japan and has specialized in the "Art of War" for more than 20 years. He has worked in both Venture Capital and Biotech Industries. Today he runs www.AppliedZen.com , which conducts workshops in the USA Australia and Japan.

 

Negotiation - Wikipedia, the free encyclopedia
The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ...
en.wikipedia.org
 
Negotiation Seminars Negotiation Training Negotiations Consultants ...
Negotiation and alternative dispute resolution seminars, negotiation training and video presentations with available keynote speakers.
www.negotiation.com
 
Program on Negotiation at Harvard Law School
Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution.
www.pon.harvard.edu
 
PON: Harvard Negotiations Project
Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ...
www.pon.harvard.edu
 
The Negotiation Skills Company, Inc.
www.negotiationskills.com/ - 3k - Cached - Similar pages
 
Global Trade Negotiations Home Page
The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ...
www.cid.harvard.edu
 
Principled Negotiation
Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ...
www.colorado.edu
 
Salary Negotiation and Job Offer Tutorial
Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial.
www.quintcareers.com
 
Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial
Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries.
www.quintcareers.com
 
Win-Win Negotiation - How to reach a fair compromise - Negotiating ...
This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ...
www.mindtools.com
 
negotiation journal
www.springerlink.com/link.asp?id=102591 - Similar pages
 
Apache Content Negotiation
Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ...
httpd.apache.org
 
JobStar--Salary Negotiation Strategies
JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ...
jobstar.org
 
Eric C. Gould's Negotiation Site
Subscribe to newsletter with negotiating tips and techniques.
www.batna.com
 
free negotiation training for sales, debt, contract, salary ...
Free negotiation skills training for sales, contracts, debt, salary and contracts, negotiating with creditors, negotiation skills and techniques, ...
www.businessballs.com
 
Monster.com: The Negotiation Coach
Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ...
midcareer.monster.com
 
Negotiation Articles
Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies.
www.pertinent.com
 
CareerJournal | Negotiating Tips - Salary Negotiation Tips ...
Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information.
www.careerjournal.com
 
PON Clearinghouse
Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ...
www.pon.org
 
:: Negotiations Affairs Department ::
Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations.
www.nad-plo.org
 
 

 

Content Menu
  • 100 financing or no down payment bad credit mortgage loans

  • 11 steps away from buying a home

  • 12 tips for more successful negotiations

  • 4 alternative ways to gain lifetime customers

  • 4 simple tests to find good real estate investment properties

  • 5 hot job negotiations tips

  • 5 steps to powerful negotiating feature article

  • 5 tips for maximizing your wireless phone savings

  • 5 tricks to make it big with real estate investing

  • 7 questions to test the loyalty of a real estate agent

  • 7 tips for successful telecom contract negotiation

  • achieving competitive advantage through collaboration with key customers and suppliers

  • adverse credit homeowner loans braving the difficult winds of adverse credit

  • advertising and generate new website traffic

  • affordable comprehensive health insurance how to get what you need

  • after bankruptcy applying for credit

  • are unsecured debt consolidation loans right for you

  • are you as unhappy as t o

  • are you invisible

  • art collecting for profit and pleasure

  • ask for more you may get it

  • assessing the unique features of commercial real estate parcels

  • automated expense and timesheet management

  • auto loan buying tips

  • a 100 000 discount on miami condos

  • a customer for life

  • a guide to uk buy to let mortgages

  • a leadership map for the future

  • a simple question we all wonder are debt settlement companies scams

  • a strategy for attracting higher paying client

  • bad credit debt and loan consolidation advice

  • bad credit loans

  • bad credit loans for those who seek alternatives for new or old car

  • bad debt loans a four step programme to eliminate debts

  • bankers banks the role of central banks in banking crises

  • bankruptcy the last resort

  • become a better negotiator and avoid arguments

  • benefits of unsecured business loans

  • best deal loan secured product of coordinated effort extensive search and good decision making

  • beyond management coaching when things are getting out of control

  • bill consolidation company basics

  • book summary what color is your parachute

  • breaking the ice and winning over the client

  • budgeting the critical flaw that causes most budgets to fail

  • business brokerage

  • business loan proposal

  • business meeting etiquette

  • business opportunities why pre packaged bizopps are not worth the money

  • business to business in germany 10 things you have to consider before you even start doing it

  • buying auto insurance part 3 of 4

  • buying a business

  • buying a business 10 important items you need to know

  • buying houses for sale by owner

  • can credit counseling really help

  • car buying and lemon law tips

  • cashing out what is your business really worth

  • chairing a meeting the most effective way

  • cheap home loans are not available as a readymade potion need to work to make them happen

  • choose wisely a comparison of mortgage brokers and banks

  • choose your battles carefully how to get the best results when negotiating with lenders

  • choosing a debt management program

  • choosing the right commercial collection agency

  • coaches what do you do about refunds

  • coach lee sumners advice about salary negotiation

  • commodity futures trading why its not for average investors or how to lose money quickly without a trip to las vegas

  • considerations for the second time homebuyer

  • consider a program to consolidate your debt

  • consumer debt solution analyzing your options

  • contract management software the solution to the problem of coordination

  • courting premium sales

  • create powerful joint ventures step by step

  • credit cards for people with bad credit how to avoid getting ripped off

  • credit card charge off what does it mean and what should you do about it

  • credit card debt reduction 3 tips to lowering credit card debt

  • credit counseling why it doesnt work for most debtors

  • credit protection insurance just another consumer rip off

  • credit repair collection agency

  • cross cultural negotiation

  • cross cultural solutions for international business

  • cultural awareness an hr perspective

  • dealing with change and change management

  • dealing with financial difficulties how to save your home

  • debts negotiations

  • debt consolidation and online debt consolidation

  • debt consolidation companies common pitfalls to avoid

  • debt consolidation help employ a helping hand for debt elimination

  • debt consolidation loans defining the pros and cons of the method

  • debt consolidation loans for bad credit to delay the further worsening of credit

  • debt consolidation services 3 things to watch out for with debt consolidation companies

  • debt consolidation services can make you debt free

  • debt consolidation uk for zero debts and zero stress

  • debt consolidation versus debt negotiation

  • debt elimination 1

  • debt elimination legal lawful ethical debt elimination really works

  • debt management

  • debt management advice

  • debt management gives the comfort of a debt free life

  • debt management how a debt consolidator can reduce your debt

  • debt management in the uk

  • debt management plans suggesting ways to survive the quagmire of debts

  • debt negotiation companies and cyberspace business consumer pros cons

  • debt negotiation vs debt management

  • debt reduction companies how to check them out

  • debt relief 101 understanding your options and avoiding the scams

  • debt relief why most programs have a 75 failure rate

  • debt settlement

  • debt settlement income taxes what you need to know

  • debt settlement why the critics are wrong

  • debt to income ratio its just as important as your credit score when youre shopping for a new home

  • deciding if the time is right to refinance

  • decisions and negotiating

  • discover what to do when your credit worth is damaged due to circumstances out of your control

  • dish network business strategy principles for your home business

  • does your real estate deal have a wiggle room

  • dont be afraid of the silence

  • dont discount the temporary position interview

  • do you have these necessary qualities of a good persuader

  • do you really need pr

  • earn 250 000 annual income in the multi billion dollar self improvement industry

  • easy real estate negotiation

  • effective listening

  • eight ways to consolidate debt

  • electric power production from magnetic tapes

  • ethics in the workplace

  • et your credit score to soar in the twinkling of an eye

  • family estore com and swan manufacturing a win win for our country

  • finding a capable agent to meet your real estate needs

  • finding a company to consolidate debt

  • finding a great advisor

  • find the right coach 9 guidelines for executives

  • first time buyers guide

  • five debt negotiation facts

  • five magic phrases tips for negotiating like a pro

  • for sale by owner pricing it right 3 reasons why

  • franchises a proven business system

  • franchise business and franchise businesses

  • franchise opportunity 5 questions to ask about the franchise

  • free debt consolidation

  • fsbo real estate

  • fueling the ideal marketing with articles

  • fundamentals of selling a business negotiating and closing the deal

  • getting into business dont start it buy it

  • getting the best mortgage rates in florida with a poor credit history

  • getting the most from appraisals from both sides

  • get focused now 10 essential questions

  • get your credit score to soar in the twinkling of an eye

  • gift shops with and without walls

  • great franchise opportunities

  • groupware the triple threat of document collaboration technology

  • growing your company in todays chaotic market

  • guide on how to land computer jobs

  • guide to unsecured debt consolidation loans

  • haggling give yourself a raise

  • help with debt problems

  • hiring for success

  • home buyers face decisions that affect their long term financial picture

  • home inspections before signing the contract

  • home warranties

  • how can eq help you win the negotiation

  • how can the average person build wealth in real estate

  • how credit counselling works

  • how credit repair works

  • how debt negotiation can benefit you

  • how do commercial debt reduction companies work

  • how do you wiggle out of a real estate deal

  • how to avoid bankruptcy get out of debt faster using debt negotiation

  • how to best negotiate a house deal

  • how to buy to let

  • how to deal with a difficult boss

  • how to deal with bill collectors

  • how to get out of credit card debt much faster save lots of money without filing for bankruptcy

  • how to handle customer billing snafus

  • how to improve your credit score even if you are not a financial expert

  • how to improve your negotiating skills

  • how to make an offer on a home

  • how to market your home for a quick sale and high price

  • how to negotiate a higher price for your house

  • how to negotiate debt settlements

  • how to obtain a bad credit home loan or refinance with bad credit

  • how to pay off your student loans and reduce your debts

  • how to prepare for a big pay off when you sell

  • how to qualify for 90 plus commercial financing

  • how to quickly improve your credit score by adding positive payment history to your credit report

  • how to sell your home instantly for full value

  • how to sell your property privately

  • illinois mortgage brokers will contact you to give different mortgage loans

  • index

  • innovative form of business debt management saves thousands

  • innovative no win no pay no risk attorney lawsuit loan provides law firms savvy financial options

  • instant car loan get an approval online quick

  • international expansion starts with the right mindset

  • internet business in a box

  • internet rv financing vs dealer financing

  • investment property part 1

  • is debt negotiation bad points to consider

  • is there a way out of your debt problems

  • its okay to negotiate really

  • its one thing for people to buy your product or service but its another for them to tattoo your logo on their biceps

  • keys to negotiating well

  • key terms to know when buying a home

  • killer profit boosters

  • land for development things to think about

  • laws of the business buying and selling jungle

  • life settlement overview

  • lightening the load getting help when you need it

  • like it or not you have a score to settle part 1

  • like it or not you have a score to settle part 1 of 2 on credit scoring

  • lower credit card debt

  • making on job training work

  • managing conflict in life work using ancient and modern approaches

  • managing the sales negotiation process

  • marketing planning and control systems from agency style to nerve center

  • maximize profits by pricing your home right

  • mission critical public relations

  • mortgage brokers can help you save time and mone

  • mortgage prepayment penalties just say no

  • must knows for marketing on the internet

  • national and cultural negotiation style

  • need help getting out of debt

  • negotiate a raise

  • negotiate like the gambler to win

  • negotiating and team building ideas

  • negotiating a cheap house

  • negotiating a short sale the high road to huge foreclosure profits

  • negotiating is creative problem solving

  • negotiating rates with your credit card company

  • negotiating real estate deals to win win

  • negotiating real estate go slow

  • negotiating tactics how to strike a negotiable opening shot

  • negotiating the purchase of your home

  • negotiating the real estate contract

  • negotiating the sale of your home

  • negotiating to buy a new car the easy way

  • negotiation tips for newbies

  • new home buyers who represents you

  • new options for business debt consolidation

  • nigerian scam warning

  • offshore outsourcing best practices increase your profit margin

  • olds resurrection

  • one stop shop for investment property

  • online business broker stress free help selling your business

  • online business broker take the stress out of selling your business

  • online car loans getting a good quote online

  • online loans made easy

  • online mortgage quote why you may not be getting the best rate

  • optum health limited is now ansearch ltd

  • overwhelming debt bankruptcy may be your way out but maybe not

  • part 2 the negotiation

  • pay off debt get out of debt and lower your monthly payments

  • powerful negotiation tips a quick reference guide

  • powerful partnering

  • practical pragmatic preparation

  • preparing your home for sale make needed repairs

  • pricing your house to sell

  • print buying consultant

  • property investing people have 2 reasons for not doing it

  • protectionism in russia

  • protect your business with non disclosure agreements

  • pull an elastic band too far it snaps

  • q as a result of my divorce im left with more debt than i can handle is there an alternative to bankruptcy

  • real estate bankruptcy

  • real estate becoming a broker

  • real estate feasibility study 1 2 billion developer tells you how to do one

  • refinancing to lower monthly loan payments

  • rental negotiation strategy use your capital for a better deal

  • results of poor cross cultural awareness

  • risk identification assessment and allocation in buying a business

  • rotator

  • scots beat yanks in china bank deal

  • secrets of the super super affiliates

  • securing a us commercial mortgage

  • securing second and third round venture capital financing

  • selling for beginners

  • selling is easy when youre first fast and foremost

  • selling your home what can go wrong with pricing and loans

  • selling your technology company why earnouts make sense today

  • selling your web site get a lawyer

  • sell you business ten rules for a smooth transaction

  • setting boundaries business clients and boyfriends

  • settle your debts the easy way

  • shocking facts what debt settlement companies dont tell you

  • shopping for a car dont get taken for a ride

  • shopping tips

  • short sale success secrets with foreclosures

  • six steps to guarantee your business success

  • small business loan basics

  • small business q a how to handle customer billing snafus

  • so you think you want to be a telecommuter

  • standards are great but best practices make everything better

  • starting your own small business

  • start doing online business using b2b portals in six steps

  • success tip 8 effective communication leads to business success

  • surefire ways to attain moneymaking success

  • surfs up down under

  • take away power for real estate investing

  • taking advantage of the eastern european markets

  • teamware answers the 5 questions of document collaboration

  • the art science of property valuation

  • the benefits of a real estate agent 101

  • the credit card debt termination scam

  • the eu and the wto

  • the first step to getting out of debt make the commitment

  • the gibson company finds new building for resmae

  • the importance of wto

  • the ins and outs of credit card debt settlement

  • the key to the real estate investing vault

  • the new bankruptcy law means test explained in plain english

  • the pros and cons of credit card debt settlement

  • the sellers guide to the buyers eye

  • the truth about colossus are you just a magnetic image

  • the ultimate legal library to help you build your business

  • the ultimate short sale secret

  • things to consider before buying a condo hotel or resort residence

  • things to know in debt settlement

  • trade credit how to determine if you should offer net 30 terms to your business customers

  • uk house price increases take a summer holiday

  • understanding the corporate buyer

  • used car loans

  • using refinancing to secure lower interest rates

  • venture capital funds for entrepreneurs and small businesses

  • venture capital negotiating issues

  • venture capital what happens after the due diligence process

  • want a cheaper finance for your vehicle try secured automobile loans

  • what are the benefits and consequences of getting rid of debt the easy way

  • what can debt reduction companies do for you

  • what is a business analyst part 1

  • what is credit counseling

  • what is factoring and invoice discounting

  • what the bank wont tell you about your home mortgage quote

  • what to expect in closing costs on a home purchase

  • what you can do to sell your home fast

  • what you must know before attepting debt negotiation

  • what you need to know about debt negotiation on credit cards

  • when debt collectors cross the line bogus threats illegal collection tactics

  • when is the best time to lock in interest rates

  • who wants to be a millionaire

  • why an alternative to debt consolidation cannot compete

  • why business owners choose debt elimination to solve problem debt

  • why men lie and women cry

  • why online mortgage quotes dont always give the best rate

  • why you need a realtor to sell your home

  • win win sales negotiations myths and realities

  • yesterdays hero

  • your financial future